TX lenders / Community Bank
First State Bank of Bedias
Community Bank · Bedias, TX · Bedias Financial Corp
- Total assets
- $221.7M
- CRE loan book
- $34.0M
- QoQ CRE growth
- 1.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.40% as of Q1 2026 — TX bank median 6.76% (0.65pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.40% | 7.78% |
| Q4 2025 | 7.41% | 7.98% |
| Q3 2025 | 7.24% | 7.92% |
| Q2 2025 | 6.95% | 7.68% |
| Q1 2025 | 6.83% | 7.67% |
| Q4 2024 | 6.95% | 7.75% |
| Q3 2024 | 6.88% | 7.71% |
| Q2 2024 | 6.86% | 7.64% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $34.0M | $15.7M | $458,000 | 41% | $128,000 |
| Q4 2025 | $33.3M | $16.3M | $463,000 | 42% | $128,000 |
| Q3 2025 | $33.2M | $15.5M | $464,000 | 42% | $462,000 |
| Q2 2025 | $32.4M | $14.1M | $466,000 | 39% | $462,000 |
| Q1 2025 | $30.2M | $13.0M | $469,000 | 36% | $462,000 |
| Q4 2024 | $31.8M | $13.7M | $0 | 37% | $462,000 |
| Q3 2024 | $32.9M | $14.7M | $0 | 42% | $475,000 |
| Q2 2024 | $34.4M | $14.9M | $354,000 | 46% | $493,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.