RefiLoop Lender Data

IL lenders / Community Bank

West Central Bank

Community Bank · Ashland, IL · West Central Bancshares Inc

Total assets
$237.9M
CRE loan book
$33.9M
CRE concentration
84%
below the 300% supervisory guideline
QoQ CRE growth
-8.0%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$33.9M$7.1M$4.8M84%$600,000
Q4 2025$36.8M$10.0M$4.9M95%$1.0M
Q3 2025$43.2M$10.4M$8.2M115%$311,000
Q2 2025$43.1M$10.3M$8.3M117%$311,000
Q1 2025$43.1M$10.3M$6.8M115%$311,000
Q4 2024$42.9M$10.0M$6.9M114%$311,000
Q3 2024$40.0M$7.6M$7.0M108%$311,000
Q2 2024$39.8M$6.7M$7.3M109%$311,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.