TX lenders / Community Bank
Peoples Bank
Community Bank · Paris, TX · Texas Peoples Natl Bancshares
- Total assets
- $184.7M
- CRE loan book
- $34.1M
- QoQ CRE growth
- -11.7%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.19% as of Q1 2026 — TX bank median 6.76% (0.56pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.19% | 6.29% |
| Q4 2025 | 6.30% | 6.41% |
| Q3 2025 | 6.07% | 6.19% |
| Q2 2025 | 6.18% | 6.29% |
| Q1 2025 | 5.83% | 5.97% |
| Q4 2024 | 5.89% | 6.02% |
| Q3 2024 | 5.71% | 5.86% |
| Q2 2024 | 5.71% | 5.78% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $34.1M | $1.7M | $927,000 | 148% | $0 |
| Q4 2025 | $38.6M | $2.9M | $946,000 | 169% | $0 |
| Q3 2025 | $39.3M | $6.1M | $965,000 | 181% | $0 |
| Q2 2025 | $38.1M | $4.0M | $984,000 | 174% | $0 |
| Q1 2025 | $36.2M | $2.8M | $1.0M | 162% | $0 |
| Q4 2024 | $35.0M | $2.9M | $1.0M | 164% | $0 |
| Q3 2024 | $34.7M | $2.5M | $1.0M | 163% | $0 |
| Q2 2024 | $39.5M | $3.9M | $1.1M | 187% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Peoples BankCommunity Bank · Taylorsville · $34.1M CRE book
- Spring Valley City BankCommunity Bank · Spring Valley · $34.1M CRE book
- BankCommunity Bank · Wapello · $34.0M CRE book
- The Cowboy Bank of TexasCommunity Bank · Maypearl · $33.9M CRE book
- Tompkins State BankCommunity Bank · Avon · $34.3M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.