TX lenders / Community Bank
The Cowboy Bank of Texas
Community Bank · Maypearl, TX · Maypearl Bancshares Inc
- Total assets
- $109.3M
- CRE loan book
- $33.9M
- QoQ CRE growth
- -5.1%
- Q1 2026
Recorded CRE activity — johnson County
2 commercial deeds of trust recorded recently, verified from county records.
- Jun 22, 2026 · unknownundisclosed
- Jun 17, 2026 · landundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.60% as of Q1 2026 — TX bank median 4.87% (2.73pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.60% | 7.61% |
| Q4 2025 | 8.25% | 8.18% |
| Q3 2025 | 8.23% | 8.21% |
| Q2 2025 | 8.11% | 8.12% |
| Q1 2025 | 8.05% | 8.07% |
| Q4 2024 | 8.18% | 8.22% |
| Q3 2024 | 8.03% | 8.12% |
| Q2 2024 | 7.59% | 7.68% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $33.9M | $27.8M | $0 | 152% | $0 |
| Q4 2025 | $35.7M | $29.7M | $0 | 174% | $0 |
| Q3 2025 | $36.2M | $31.5M | $0 | 183% | $0 |
| Q2 2025 | $36.8M | $33.3M | $0 | 197% | $0 |
| Q1 2025 | $40.4M | $36.5M | $0 | 222% | $692,000 |
| Q4 2024 | $41.5M | $37.9M | $0 | 226% | $0 |
| Q3 2024 | $46.3M | $43.8M | $0 | 262% | $1.1M |
| Q2 2024 | $42.1M | $39.7M | $0 | 247% | $1.1M |
The Cowboy Bank of Texas: frequently asked questions
- How large is The Cowboy Bank of Texas's commercial real estate loan book?
- As of Q1 2026, The Cowboy Bank of Texas reported $33.9M in commercial real estate loans out of $109.3M in total assets, per its FFIEC Call Report.
- Is The Cowboy Bank of Texas above the 300% CRE concentration guideline?
- The Cowboy Bank of Texas's CRE loans stood at 152% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is The Cowboy Bank of Texas growing or shrinking its CRE lending?
- The Cowboy Bank of Texas's CRE loan book shrank 5.1% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is The Cowboy Bank of Texas in recorded CRE lending?
- 2 commercial deeds of trust naming The Cowboy Bank of Texas as lender have been recorded recently in johnson County, verified from county records; the most recent was recorded Jun 22, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.