TX lenders / Community Bank
The Cowboy Bank of Texas
Community Bank · Maypearl, TX · Maypearl Bancshares Inc
- Total assets
- $109.3M
- CRE loan book
- $33.9M
- QoQ CRE growth
- -5.1%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.60% as of Q1 2026 — TX bank median 6.76% (0.84pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.60% | 7.61% |
| Q4 2025 | 8.25% | 8.18% |
| Q3 2025 | 8.23% | 8.21% |
| Q2 2025 | 8.11% | 8.12% |
| Q1 2025 | 8.05% | 8.07% |
| Q4 2024 | 8.18% | 8.22% |
| Q3 2024 | 8.03% | 8.12% |
| Q2 2024 | 7.59% | 7.68% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $33.9M | $27.8M | $0 | 152% | $0 |
| Q4 2025 | $35.7M | $29.7M | $0 | 174% | $0 |
| Q3 2025 | $36.2M | $31.5M | $0 | 183% | $0 |
| Q2 2025 | $36.8M | $33.3M | $0 | 197% | $0 |
| Q1 2025 | $40.4M | $36.5M | $0 | 222% | $692,000 |
| Q4 2024 | $41.5M | $37.9M | $0 | 226% | $0 |
| Q3 2024 | $46.3M | $43.8M | $0 | 262% | $1.1M |
| Q2 2024 | $42.1M | $39.7M | $0 | 247% | $1.1M |
Similar lenders
Other community banks we track with a comparable CRE book size.
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.