IL lenders / Community Bank
Spring Valley City Bank
Community Bank · Spring Valley, IL · Spring Valley Bcorp Inc
- Total assets
- $209.4M
- CRE loan book
- $34.1M
- QoQ CRE growth
- 0.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 4.41% as of Q1 2026 — TX bank median 4.87% (0.46pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 4.41% | 5.14% |
| Q4 2025 | 4.49% | 5.31% |
| Q3 2025 | 4.52% | 5.33% |
| Q2 2025 | 4.34% | 5.15% |
| Q1 2025 | 4.34% | 5.03% |
| Q4 2024 | 4.32% | 5.00% |
| Q3 2024 | 4.17% | 4.82% |
| Q2 2024 | 4.02% | 4.64% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $34.1M | $4.3M | $3.5M | 48% | $0 |
| Q4 2025 | $33.9M | $4.5M | $3.6M | 49% | $0 |
| Q3 2025 | $33.0M | $4.5M | $3.1M | 48% | $0 |
| Q2 2025 | $34.0M | $4.5M | $2.9M | 51% | $58,000 |
| Q1 2025 | $39.9M | $4.6M | $6.3M | 63% | $1.8M |
| Q4 2024 | $38.7M | $4.6M | $6.3M | 64% | $1.8M |
| Q3 2024 | $35.1M | $4.2M | $6.4M | 63% | $2.2M |
| Q2 2024 | $35.8M | $4.2M | $6.5M | 64% | $2.2M |
Similar lenders
Other community banks we track with a comparable CRE book size.
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.