IA lenders / Community Bank
Bank
Community Bank · Wapello, IA · Morning Sun Bank Corp
- Total assets
- $209.5M
- CRE loan book
- $34.0M
- QoQ CRE growth
- -0.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.71% as of Q1 2026 — TX bank median 4.87% (0.84pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.71% | 6.12% |
| Q4 2025 | 5.83% | 6.40% |
| Q3 2025 | 5.80% | 6.38% |
| Q2 2025 | 5.61% | 6.01% |
| Q1 2025 | 5.86% | 6.14% |
| Q4 2024 | 5.61% | 6.11% |
| Q3 2024 | 5.49% | 5.97% |
| Q2 2024 | 5.42% | 5.71% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $34.0M | $4.2M | $2.0M | 129% | $779,000 |
| Q4 2025 | $34.1M | $3.8M | $2.4M | 134% | $802,000 |
| Q3 2025 | $33.7M | $3.9M | $2.4M | 133% | $825,000 |
| Q2 2025 | $36.3M | $4.2M | $2.4M | 154% | $848,000 |
| Q1 2025 | $38.0M | $4.8M | $3.0M | 163% | $928,000 |
| Q4 2024 | $39.6M | $6.0M | $3.0M | 173% | $946,000 |
| Q3 2024 | $38.2M | $5.6M | $2.5M | 168% | $988,000 |
| Q2 2024 | $38.1M | $5.5M | $2.5M | 170% | $1.0M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Cowboy Bank of TexasCommunity Bank · Maypearl · $33.9M CRE book
- West Central BankCommunity Bank · Ashland · $33.9M CRE book
- Peoples BankCommunity Bank · Paris · $34.1M CRE book
- Spring Valley City BankCommunity Bank · Spring Valley · $34.1M CRE book
- Tompkins State BankCommunity Bank · Avon · $34.3M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.