MT lenders / Community Bank
Independence Bank
Community Bank · Havre, MT · Montana Security Inc
- Total assets
- $1.4B
- CRE loan book
- $379.6M
- QoQ CRE growth
- 8.9%
- Q1 2026
Recorded CRE activity — oh-cuyahoga County
1 commercial deed of trust recorded recently, verified from county records.
- Jul 9, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.21% as of Q1 2026 — TX bank median 4.87% (2.34pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.21% | 7.15% |
| Q4 2025 | 7.09% | 7.15% |
| Q3 2025 | 7.03% | 7.16% |
| Q2 2025 | 7.17% | 6.98% |
| Q1 2025 | 6.48% | 6.66% |
| Q4 2024 | 6.73% | 6.81% |
| Q3 2024 | 6.64% | 6.98% |
| Q2 2024 | 6.44% | 6.63% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $379.6M | $9.1M | $31.0M | 51% | $323,000 |
| Q4 2025 | $348.7M | $7.7M | $31.1M | 41% | $0 |
| Q3 2025 | $339.3M | $6.6M | $7.2M | 46% | $0 |
| Q2 2025 | $305.3M | $6.5M | $7.4M | 38% | $0 |
| Q1 2025 | $298.0M | $6.0M | $7.1M | 38% | $0 |
| Q4 2024 | $289.6M | $14.7M | $7.2M | 37% | $0 |
| Q3 2024 | $277.1M | $15.0M | $9.4M | 36% | $0 |
| Q2 2024 | $261.5M | $5.8M | $9.5M | 27% | $0 |
Signals
Recent news
- Independence Bank names Travis Keller as President-Elect in Bowling Green - The Lane Report — Coverage of Independence Bank related to commercial real estate and lending reported by lanereport.com.Oct 5, 2026
- Independence Bank’s trust division grows from zero to $1.5B in Louisville - The Business Journals — Coverage of Independence Bank related to commercial real estate and lending reported by bizjournals.com.Jun 23, 2026
- Judge finds former Independence Bank president violated court order - The Business Journals — Coverage of Independence Bank related to commercial real estate and lending reported by bizjournals.com.Jun 23, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- CIBM BankCommunity Bank · Champaign · $379.8M CRE book
- Farmers and Merchants Union BankCommunity Bank · Columbus · $380.9M CRE book
- Mid America BankCommunity Bank · Jefferson City · $378.1M CRE book
- First State Bank of UvaldeCommunity Bank · Uvalde · $373.9M CRE book
- Bank MidwestCommunity Bank · Spirit Lake · $372.5M CRE book
Last updated Jul 9, 2026 · Sources: FFIEC CDR, county records, first-party conversations.