Independence Bank · Alternatives
Alternatives to Independence Bank for Commercial Real Estate Loans
Lenders worth a look alongside Independence Bank — matched on category and CRE book size, on verified activity in the same counties, and on SBA lending with real observed rates. Built from regulatory filings, county records, and SBA FOIA data; nothing here is sponsored.
Similar lenders by size and category
Other community banks we track with a CRE loan book closest to Independence Bank's — the most direct substitutes for the same kind of borrowing relationship.
- CIBM BankCommunity Bank · Champaign · $379.8M CRE book
- Farmers and Merchants Union BankCommunity Bank · Columbus · $380.9M CRE book
- Mid America BankCommunity Bank · Jefferson City · $378.1M CRE book
- Citizens State Bank of La CrosseCommunity Bank · La Crosse · $384.3M CRE book
- Greenfield Banking CompanyCommunity Bank · Greenfield · $374.9M CRE book
Lenders active in the same counties
Independence Bank has commercial deeds of trust on record in Oh-cuyahoga County. These lenders recorded commercial loans in the same county over the last 90 days — verified closings, not marketing claims.
| # | Lender | Recorded commercial loans (90d) |
|---|---|---|
| 1 | Echo Health Re Inv LLC | 3 |
| 2 | RFLF 4 LLC | 3 |
| 3 | & Trust Enterprise | 2 |
| 4 | Civista Bank | 2 |
| 5 | Eaton Family Credit Union | 2 |
| 6 | Jag Enterprises LLC | 2 |
| 7 | Kiavi Funding Inc | 2 |
| 8 | The Farmers National Bank of Canfield | 2 |
| 9 | Bank of America | 1 |
| 10 | BankUnited, National Association | 1 |
SBA-active alternatives
If the deal fits SBA 7(a)/504 — owner-occupied commercial real estate — these were the most active SBA lenders on Texas projects over the last 12 months, with the real median initial rate on their approvals (SBA FOIA loan-level data).
| # | Lender | SBA loans (12mo) | Median initial rate |
|---|---|---|---|
| 1 | Northeast Bank | 93 | 12% |
| 2 | Huntington National Bank | 80 | 10% |
| 3 | Newtek Bank, National Association | 71 | 10.5% |
| 4 | Live Oak Banking Company | 46 | 9% |
| 5 | Wells Fargo Bank | 40 | 11.88% |
See which lenders match your deal
Answer a few questions about your property and get an estimated rate and structure range — plus how many lenders are actively closing loans like yours.
Estimate my termsSources: FFIEC Call Reports, county recorded documents, SBA 7(a)/504 FOIA loan-level data. Inclusion reflects verified lending data only — not an offer of credit, a recommendation of any institution, or a statement about credit quality.