IL lenders / Community Bank
CIBM Bank
Community Bank · Champaign, IL · Cib Marine Bancshares Inc
- Total assets
- $824.4M
- CRE loan book
- $379.8M
- QoQ CRE growth
- 1.3%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.45% as of Q1 2026 — TX bank median 4.87% (0.58pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.45% | 5.57% |
| Q4 2025 | 5.64% | 5.77% |
| Q3 2025 | 5.55% | 5.67% |
| Q2 2025 | 5.56% | 5.74% |
| Q1 2025 | 5.44% | 5.57% |
| Q4 2024 | 5.60% | 5.69% |
| Q3 2024 | 5.78% | 5.94% |
| Q2 2024 | 5.64% | 5.83% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $379.8M | $25.9M | $64.1M | 327% | $3.5M |
| Q4 2025 | $375.1M | $25.5M | $61.4M | 326% | $3.5M |
| Q3 2025 | $375.8M | $25.5M | $55.8M | 315% | $0 |
| Q2 2025 | $377.3M | $28.5M | $49.6M | 320% | $0 |
| Q1 2025 | $376.9M | $32.5M | $45.8M | 322% | $0 |
| Q4 2024 | $383.6M | $32.8M | $46.1M | 334% | $0 |
| Q3 2024 | $401.2M | $44.1M | $47.4M | 329% | $0 |
| Q2 2024 | $411.2M | $50.5M | $48.7M | 350% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Farmers and Merchants Union BankCommunity Bank · Columbus · $380.9M CRE book
- Mid America BankCommunity Bank · Jefferson City · $378.1M CRE book
- First State Bank of UvaldeCommunity Bank · Uvalde · $373.9M CRE book
- Bank MidwestCommunity Bank · Spirit Lake · $372.5M CRE book
- The Ephrata National BankCommunity Bank · Ephrata · $389.1M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.