IA lenders / Community Bank
Bank Midwest
Community Bank · Spirit Lake, IA · Goodenow Bcorp
- Total assets
- $1.3B
- CRE loan book
- $372.5M
- QoQ CRE growth
- 10.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.80% as of Q1 2026 — TX bank median 4.87% (0.94pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.80% | 6.62% |
| Q4 2025 | 5.88% | 6.86% |
| Q3 2025 | 5.90% | 6.97% |
| Q2 2025 | 5.59% | 6.86% |
| Q1 2025 | 5.47% | 6.63% |
| Q4 2024 | 5.53% | 6.70% |
| Q3 2024 | 5.55% | 6.78% |
| Q2 2024 | 5.42% | 6.67% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $372.5M | $69.3M | $96.5M | 189% | $1.0M |
| Q4 2025 | $335.8M | $64.8M | $89.1M | 170% | $1.1M |
| Q3 2025 | $319.8M | $53.3M | $88.1M | 157% | $1.1M |
| Q2 2025 | $298.1M | $53.1M | $80.2M | 150% | $1.1M |
| Q1 2025 | $292.2M | $53.8M | $73.0M | 146% | $826,000 |
| Q4 2024 | $289.1M | $60.3M | $72.4M | 145% | $3.9M |
| Q3 2024 | $287.2M | $63.8M | $70.7M | 147% | $4.2M |
| Q2 2024 | $286.0M | $66.4M | $65.8M | 147% | $933,000 |
Signals
Recent news
- Bank Midwest Welcomes Tim Quick as Regional President and Head of Commercial Lending - NonStop Local Billings — Coverage of Bank Midwest related to lending reported by kulr8.com.Jul 26, 2026
- Bank Midwest Welcomes Tim Quick as Regional President and Head of Commercial Lending - Nonstop Local News — Coverage of Bank Midwest related to lending reported by nbcrightnow.com.Jul 25, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- First State Bank of UvaldeCommunity Bank · Uvalde · $373.9M CRE book
- SpiritBankCommunity Bank · Tulsa · $370.8M CRE book
- Mid America BankCommunity Bank · Jefferson City · $378.1M CRE book
- CIBM BankCommunity Bank · Champaign · $379.8M CRE book
- Farmers and Merchants Union BankCommunity Bank · Columbus · $380.9M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.