MO lenders / Community Bank
Mid America Bank
Community Bank · Jefferson City, MO · Friendship Bancshares Inc
- Total assets
- $1.2B
- CRE loan book
- $378.1M
- QoQ CRE growth
- 4.3%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.07% as of Q1 2026 — TX bank median 4.87% (2.21pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.07% | 6.93% |
| Q4 2025 | 7.28% | 7.16% |
| Q3 2025 | 7.34% | 7.23% |
| Q2 2025 | 7.42% | 7.26% |
| Q1 2025 | 6.92% | 6.89% |
| Q4 2024 | 7.03% | 7.08% |
| Q3 2024 | 6.83% | 6.94% |
| Q2 2024 | 6.64% | 6.68% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $378.1M | $151.2M | $29.5M | 212% | $641,000 |
| Q4 2025 | $362.6M | $153.9M | $25.8M | 213% | $408,000 |
| Q3 2025 | $348.0M | $141.6M | $25.7M | 210% | $0 |
| Q2 2025 | $329.3M | $127.3M | $24.9M | 202% | $0 |
| Q1 2025 | $324.0M | $120.6M | $23.7M | 203% | $0 |
| Q4 2024 | $319.6M | $128.9M | $22.6M | 217% | $0 |
| Q3 2024 | $333.3M | $128.4M | $18.8M | 231% | $450,000 |
| Q2 2024 | $327.4M | $134.2M | $14.0M | 238% | $450,000 |
Signals
Recent news
- Mid America Bank Strengthens Community Banking Across Kansas With Local Service and Competitive Rates - The Tennessean — Coverage of Mid America Bank related to commercial real estate and lending reported by tennessean.com.Aug 18, 2026
- Mid America Bank Strengthens Community Banking Across Kansas With Local Service and Competitive Rates - Kitsap Sun — Coverage of Mid America Bank related to commercial real estate and lending reported by kitsapsun.com.Aug 18, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- CIBM BankCommunity Bank · Champaign · $379.8M CRE book
- Farmers and Merchants Union BankCommunity Bank · Columbus · $380.9M CRE book
- First State Bank of UvaldeCommunity Bank · Uvalde · $373.9M CRE book
- Bank MidwestCommunity Bank · Spirit Lake · $372.5M CRE book
- SpiritBankCommunity Bank · Tulsa · $370.8M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.