WI lenders / Community Bank
Farmers and Merchants Union Bank
Community Bank · Columbus, WI · Jewel Box Finl Services Inc
- Total assets
- $903.8M
- CRE loan book
- $380.9M
- QoQ CRE growth
- 13.4%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.32% as of Q1 2026 — TX bank median 4.87% (1.46pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.32% | 6.40% |
| Q4 2025 | 6.65% | 6.70% |
| Q3 2025 | 6.92% | 6.94% |
| Q2 2025 | 7.22% | 7.24% |
| Q1 2025 | 7.12% | 7.12% |
| Q4 2024 | 6.15% | 6.31% |
| Q3 2024 | 6.40% | 6.54% |
| Q2 2024 | 6.13% | 6.26% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $380.9M | $72.5M | $65.7M | 334% | $395,000 |
| Q4 2025 | $335.9M | $54.0M | $65.5M | 297% | $0 |
| Q3 2025 | $298.9M | $50.8M | $65.9M | 268% | $0 |
| Q2 2025 | $291.0M | $55.6M | $61.8M | 268% | $0 |
| Q1 2025 | $288.6M | $53.7M | $62.1M | 276% | $0 |
| Q4 2024 | $209.3M | $40.1M | $27.2M | 194% | $0 |
| Q3 2024 | $207.5M | $36.7M | $27.4M | 193% | $0 |
| Q2 2024 | $208.3M | $45.0M | $27.5M | 197% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- CIBM BankCommunity Bank · Champaign · $379.8M CRE book
- Mid America BankCommunity Bank · Jefferson City · $378.1M CRE book
- First State Bank of UvaldeCommunity Bank · Uvalde · $373.9M CRE book
- The Ephrata National BankCommunity Bank · Ephrata · $389.1M CRE book
- Bank MidwestCommunity Bank · Spirit Lake · $372.5M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.