RefiLoop Lender Data

VA lenders / Community Bank

The Bank of Charlotte County

Community Bank · Phenix, VA · Bcc Bankshares Inc

Total assets
$224.2M
CRE loan book
$33.5M
CRE concentration
52%
below the 300% supervisory guideline
QoQ CRE growth
6.7%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$33.5M$5.2M$2.2M52%$191,000
Q4 2025$31.4M$4.2M$2.3M49%$193,000
Q3 2025$33.6M$6.0M$2.3M55%$29,000
Q2 2025$33.9M$5.6M$2.5M56%$32,000
Q1 2025$33.3M$6.6M$2.5M64%$34,000
Q4 2024$35.0M$7.5M$2.6M71%$38,000
Q3 2024$33.5M$7.5M$2.6M66%$40,000
Q2 2024$31.0M$5.8M$1.4M56%$42,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.