Central Bank · Alternatives
Alternatives to Central Bank for Commercial Real Estate Loans
Lenders worth a look alongside Central Bank — matched on category and CRE book size, on verified activity in the same counties, and on SBA lending with real observed rates. Built from regulatory filings, county records, and SBA FOIA data; nothing here is sponsored.
Similar lenders by size and category
Other community banks we track with a CRE loan book closest to Central Bank's — the most direct substitutes for the same kind of borrowing relationship.
- Frandsen Bank & TrustCommunity Bank · Lonsdale · $987.3M CRE book
- First National BankCommunity Bank · Damariscotta · $1.0B CRE book
- The Lowell Five Cent Savings BankCommunity Bank · Tewksbury · $1.0B CRE book
- Stride Bank, National AssociationCommunity Bank · Enid · $952.5M CRE book
- Citizens and Farmers BankCommunity Bank · West Point · $1.0B CRE book
Lenders active in the same counties
Central Bank has commercial deeds of trust on record in Harris County. These lenders recorded commercial loans in the same county over the last 90 days — verified closings, not marketing claims.
| # | Lender | Recorded commercial loans (90d) |
|---|---|---|
| 1 | Prosperity Bank | 49 |
| 2 | SCF Jake LP | 27 |
| 3 | City Bank | 22 |
| 4 | Southstate Bank NA | 22 |
| 5 | Construction Loan Services II LLC | 21 |
| 6 | Kiavi Funding Inc | 21 |
| 7 | Crebrid LLC | 20 |
| 8 | Frost Bank | 17 |
| 9 | Schumer-Yarbrough Development LLC | 17 |
| 10 | Rbi Private Lending LLC | 16 |
SBA-active alternatives
If the deal fits SBA 7(a)/504 — owner-occupied commercial real estate — these were the most active SBA lenders on Texas projects over the last 12 months, with the real median initial rate on their approvals (SBA FOIA loan-level data).
| # | Lender | SBA loans (12mo) | Median initial rate |
|---|---|---|---|
| 1 | Northeast Bank | 96 | 11% |
| 2 | Newtek Bank, National Association | 80 | 10.5% |
| 3 | Huntington National Bank | 74 | 9.75% |
| 4 | Live Oak Banking Company | 48 | 8.99% |
| 5 | Readycap Lending, LLC | 35 | 13.5% |
See which lenders match your deal
Answer a few questions about your property and get an estimated rate and structure range — plus how many lenders are actively closing loans like yours.
Estimate my termsSources: FFIEC Call Reports, county recorded documents, SBA 7(a)/504 FOIA loan-level data. Inclusion reflects verified lending data only — not an offer of credit, a recommendation of any institution, or a statement about credit quality.