RefiLoop Lender Data

VA lenders / Community Bank

Citizens and Farmers Bank

Community Bank · West Point, VA · C&F Financial Corp

Total assets
$2.8B
CRE loan book
$1.0B
CRE concentration
267%
below the 300% supervisory guideline
QoQ CRE growth
1.9%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$1.0B$231.9M$137.6M267%$0
Q4 2025$994.6M$242.8M$137.5M265%$0
Q3 2025$972.1M$256.1M$129.2M261%$0
Q2 2025$958.5M$267.1M$129.6M262%$0
Q1 2025$923.0M$236.6M$129.2M279%$92,000
Q4 2024$908.9M$243.5M$139.0M283%$92,000
Q3 2024$879.2M$248.6M$144.6M278%$0
Q2 2024$827.4M$209.7M$140.4M264%$517,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.