ME lenders / Community Bank
First National Bank
Community Bank · Damariscotta, ME · First Bcorp Inc The
- Total assets
- $3.2B
- CRE loan book
- $1.0B
- QoQ CRE growth
- -1.0%
- Q1 2026
Recorded CRE activity — oh-pike County
1 commercial deed of trust recorded recently, verified from county records.
- Aug 19, 2026 · landundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.49% as of Q1 2026 — TX bank median 4.87% (0.63pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.49% | 5.84% |
| Q4 2025 | 5.74% | 6.05% |
| Q3 2025 | 5.73% | 6.08% |
| Q2 2025 | 5.55% | 5.90% |
| Q1 2025 | 5.39% | 5.78% |
| Q4 2024 | 5.51% | 5.88% |
| Q3 2024 | 5.58% | 5.93% |
| Q2 2024 | 5.50% | 5.82% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.0B | $69.4M | $150.4M | 199% | $7.5M |
| Q4 2025 | $1.0B | $70.4M | $158.9M | 207% | $5.4M |
| Q3 2025 | $1.0B | $84.5M | $136.5M | 211% | $4.0M |
| Q2 2025 | $1.0B | $84.7M | $137.0M | 218% | $600,000 |
| Q1 2025 | $1.0B | $111.8M | $131.0M | 225% | $623,000 |
| Q4 2024 | $1.0B | $135.2M | $108.7M | 225% | $632,000 |
| Q3 2024 | $989.7M | $122.6M | $110.5M | 226% | $386,000 |
| Q2 2024 | $987.5M | $134.3M | $105.7M | 230% | $402,000 |
Signals
Recent news
- First National Bank hires Bynum as Raleigh-Durham business banking leader - The Wake Weekly — Coverage of First National Bank related to commercial real estate and lending reported by wakeweekly.com.Jun 17, 2026
- First National Bank Alaska: A Fortress In The Last Frontier, But Priced For Perfection - Seeking Alpha — Coverage of First National Bank related to commercial real estate and lending reported by seekingalpha.com.Jun 11, 2026
- Inside the newly sold First National Bank Building in downtown St. Paul (gallery) - bizjournals.com — Coverage of First National Bank related to commercial real estate and lending reported by bizjournals.com.May 20, 2026
- St. Paul's First National Bank Building sells at steep discount to Downtown Revival Trust - bizjournals.com — Coverage of First National Bank related to commercial real estate and lending reported by bizjournals.com.May 15, 2026
- Florida investor with grand plans buys St. Paul’s historic First National Bank Building for a steep discount - Star Tribune — Coverage of First National Bank related to commercial real estate and lending reported by startribune.com.May 15, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Lowell Five Cent Savings BankCommunity Bank · Tewksbury · $1.0B CRE book
- Citizens and Farmers BankCommunity Bank · West Point · $1.0B CRE book
- Horizon Bank, SSBCommunity Bank · Austin · $1.0B CRE book
- Frandsen Bank & TrustCommunity Bank · Lonsdale · $987.3M CRE book
- Institution for Savings in Newburyport and Its VicinityCommunity Bank · Newburyport · $1.0B CRE book
Last updated Aug 19, 2026 · Sources: FFIEC CDR, county records, first-party conversations.