IA lenders / Community Bank
Central Bank
Community Bank · Storm Lake, IA · Commercial Financial Corp
- Total assets
- $2.2B
- CRE loan book
- $982.3M
- QoQ CRE growth
- 1.5%
- Q1 2026
Recorded CRE activity — harris County
19 commercial deeds of trust recorded recently, verified from county records.
- Oct 8, 2026 · unknownundisclosed
- Oct 2, 2026 · industrialundisclosed
- Sep 25, 2026 · unknownundisclosed
- Sep 22, 2026 · landundisclosed
- Sep 22, 2026 · unknownundisclosed
- Sep 14, 2026 · unknownundisclosed
- Sep 8, 2026 · unknownundisclosed
- Sep 4, 2026 · unknownundisclosed
- Sep 4, 2026 · unknownundisclosed
- Sep 1, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.53% as of Q1 2026 — TX bank median 4.87% (0.67pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.53% | 5.65% |
| Q4 2025 | 5.79% | 5.87% |
| Q3 2025 | 5.76% | 5.92% |
| Q2 2025 | 5.61% | 5.74% |
| Q1 2025 | 5.36% | 5.52% |
| Q4 2024 | 5.45% | 5.64% |
| Q3 2024 | 5.43% | 5.78% |
| Q2 2024 | 5.32% | 5.63% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $982.3M | $151.2M | $129.9M | 269% | $93,000 |
| Q4 2025 | $967.7M | $141.7M | $131.0M | 268% | $92,000 |
| Q3 2025 | $943.0M | $132.4M | $132.6M | 269% | $0 |
| Q2 2025 | $908.2M | $123.8M | $132.8M | 261% | $0 |
| Q1 2025 | $917.7M | $137.3M | $134.9M | 297% | $0 |
| Q4 2024 | $954.9M | $134.7M | $137.2M | 311% | $0 |
| Q3 2024 | $941.6M | $140.0M | $136.8M | 296% | $0 |
| Q2 2024 | $946.2M | $143.4M | $144.0M | 310% | $21,000 |
Signals
Recent news
- Central Bank Cuts Monetary Policy Rate to 23 Percent, Offering Cautious Relief to Nigerian Enterprises - streamlinefeed.co.ke — Coverage of Central Bank related to commercial real estate and lending reported by streamlinefeed.co.ke.Sep 25, 2026
- Central Bank of Kenya Penalises 33 Banks Over Failure to Reduce Loan Rates - Tuko News — Coverage of Central Bank related to lending reported by tuko.co.ke.Sep 24, 2026
- Digital Asset Custody and Central Bank Digital Currencies: Preparing African Commercial Banking for Tokenized Capital - streamlinefeed.co.ke — Coverage of Central Bank related to commercial real estate and lending reported by streamlinefeed.co.ke.Sep 17, 2026
- CBK Rate Transmission Breakdown: Why Commercial Loan Rates Remain at 17% Despite Central Bank Easing - streamlinefeed.co.ke — Coverage of Central Bank related to lending reported by streamlinefeed.co.ke.Sep 11, 2026
- Iraq’s central bank freezes assets of senior officials in anti-graft sweep - IraqiNews — Coverage of Central Bank related to commercial real estate and lending reported by iraqinews.com.Aug 30, 2026
- Central bank steers property credit toward social housing and industrial growth - SGGP English Edition — Coverage of Central Bank related to commercial real estate and lending reported by en.sggp.org.vn.Jun 22, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- Frandsen Bank & TrustCommunity Bank · Lonsdale · $987.3M CRE book
- First National BankCommunity Bank · Damariscotta · $1.0B CRE book
- The Lowell Five Cent Savings BankCommunity Bank · Tewksbury · $1.0B CRE book
- Stride Bank, National AssociationCommunity Bank · Enid · $952.5M CRE book
- Citizens and Farmers BankCommunity Bank · West Point · $1.0B CRE book
Markets where Central Bank lends
Central Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Oct 8, 2026 · Sources: FFIEC CDR, county records, first-party conversations.