IA lenders / Community Bank
Central Bank
Community Bank · Storm Lake, IA · Commercial Financial Corp
- Total assets
- $2.2B
- CRE loan book
- $982.3M
- QoQ CRE growth
- 1.5%
- Q1 2026
Recorded CRE activity — harris County
8 commercial deeds of trust recorded recently, verified from county records.
- Aug 21, 2026 · unknownundisclosed
- Aug 13, 2026 · unknownundisclosed
- Aug 13, 2026 · unknownundisclosed
- Aug 5, 2026 · unknownundisclosed
- Aug 3, 2026 · unknownundisclosed
- Jul 20, 2026 · unknownundisclosed
- Jul 13, 2026 · unknownundisclosed
- Jul 2, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.53% as of Q1 2026 — TX bank median 4.87% (0.67pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.53% | 5.65% |
| Q4 2025 | 5.79% | 5.87% |
| Q3 2025 | 5.76% | 5.92% |
| Q2 2025 | 5.61% | 5.74% |
| Q1 2025 | 5.36% | 5.52% |
| Q4 2024 | 5.45% | 5.64% |
| Q3 2024 | 5.43% | 5.78% |
| Q2 2024 | 5.32% | 5.63% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $982.3M | $151.2M | $129.9M | 269% | $93,000 |
| Q4 2025 | $967.7M | $141.7M | $131.0M | 268% | $92,000 |
| Q3 2025 | $943.0M | $132.4M | $132.6M | 269% | $0 |
| Q2 2025 | $908.2M | $123.8M | $132.8M | 261% | $0 |
| Q1 2025 | $917.7M | $137.3M | $134.9M | 297% | $0 |
| Q4 2024 | $954.9M | $134.7M | $137.2M | 311% | $0 |
| Q3 2024 | $941.6M | $140.0M | $136.8M | 296% | $0 |
| Q2 2024 | $946.2M | $143.4M | $144.0M | 310% | $21,000 |
Signals
Similar lenders
Other community banks we track with a comparable CRE book size.
- Frandsen Bank & TrustCommunity Bank · Lonsdale · $987.3M CRE book
- First National BankCommunity Bank · Damariscotta · $1.0B CRE book
- The Lowell Five Cent Savings BankCommunity Bank · Tewksbury · $1.0B CRE book
- Stride Bank, National AssociationCommunity Bank · Enid · $952.5M CRE book
- Citizens and Farmers BankCommunity Bank · West Point · $1.0B CRE book
Markets where Central Bank lends
Central Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Aug 21, 2026 · Sources: FFIEC CDR, county records, first-party conversations.