TX lenders / Community Bank
Third Coast Bank
Community Bank · Humble, TX · Third Coast Bancshares Inc
- Total assets
- $6.6B
- CRE loan book
- $2.5B
- QoQ CRE growth
- 23.0%
- Q1 2026
Recorded CRE activity — harris County
45 commercial deeds of trust recorded recently, verified from county records.
- Oct 8, 2026 · industrialundisclosed
- Sep 28, 2026 · unknownundisclosed
- Sep 25, 2026 · retailundisclosed
- Sep 15, 2026 · landundisclosed
- Sep 15, 2026 · unknownundisclosed
- Sep 15, 2026 · landundisclosed
- Sep 11, 2026 · unknownundisclosed
- Sep 10, 2026 · unknownundisclosed
- Sep 10, 2026 · industrialundisclosed
- Sep 10, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.65% as of Q1 2026 — TX bank median 4.87% (1.79pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.65% | 7.12% |
| Q4 2025 | 7.00% | 7.61% |
| Q3 2025 | 7.17% | 7.96% |
| Q2 2025 | 8.32% | 7.90% |
| Q1 2025 | 7.68% | 7.35% |
| Q4 2024 | 7.95% | 7.73% |
| Q3 2024 | 8.09% | 7.87% |
| Q2 2024 | 7.83% | 7.77% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $2.5B | $894.8M | $61.6M | 322% | $18.4M |
| Q4 2025 | $2.0B | $823.4M | $29.9M | 313% | $1.3M |
| Q3 2025 | $2.0B | $826.6M | $30.1M | 309% | $1.4M |
| Q2 2025 | $1.9B | $784.4M | $29.5M | 310% | $2.6M |
| Q1 2025 | $1.9B | $846.2M | $37.6M | 324% | $3.5M |
| Q4 2024 | $2.0B | $871.4M | $35.3M | 330% | $10.8M |
| Q3 2024 | $1.9B | $825.3M | $36.7M | 331% | $9.8M |
| Q2 2024 | $1.9B | $756.6M | $37.7M | 317% | $10.4M |
Signals
Recent news
- Third Coast Bancshares (TCBX) Stock Price, News & Analysis - MarketBeat — Coverage of Third Coast Bank related to commercial real estate and lending reported by marketbeat.com.Oct 2, 2026
- Third Coast Bank Expands Corporate Banking Leadership - ABF Journal — Coverage of Third Coast Bank related to commercial real estate and lending reported by abfjournal.com.Sep 15, 2026
- Third Coast Bank names Bernie Lacayo head of corporate banking - Investing.com — Coverage of Third Coast Bank related to commercial real estate and lending reported by investing.com.Sep 14, 2026
- After more than three decades in banking, Bernie Lacayo now leads Third Coast's corporate banking. - Stock Titan — Coverage of Third Coast Bank related to commercial real estate and lending reported by stocktitan.net.Sep 14, 2026
- Third Coast Bancshares reviews strategy and loan book, shares track US regional peers - AD HOC NEWS — Coverage of Third Coast Bank related to lending reported by ad-hoc-news.de.Jun 26, 2026
Third Coast Bank: frequently asked questions
- How large is Third Coast Bank's commercial real estate loan book?
- As of Q1 2026, Third Coast Bank reported $2.5B in commercial real estate loans out of $6.6B in total assets, per its FFIEC Call Report.
- Is Third Coast Bank above the 300% CRE concentration guideline?
- Third Coast Bank's CRE loans stood at 322% of total risk-based capital as of Q1 2026, above the 300% CRE concentration supervisory guideline.
- Is Third Coast Bank growing or shrinking its CRE lending?
- Third Coast Bank's CRE loan book grew 23.0% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Third Coast Bank in recorded CRE lending?
- 45 commercial deeds of trust naming Third Coast Bank as lender have been recorded recently in harris County, verified from county records; the most recent was recorded Oct 8, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Midland States BankCommunity Bank · Effingham · $2.5B CRE book
- Horizon BankCommunity Bank · Michigan City · $2.4B CRE book
- California Bank of Commerce, National AssociationCommunity Bank · San Diego · $2.3B CRE book
- State Bank of TexasCommunity Bank · Irving · $2.2B CRE book
- Lake City BankCommunity Bank · Warsaw · $2.8B CRE book
Markets where Third Coast Bank lends
Third Coast Bank has commercial deeds of trust recorded in these metros. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Oct 8, 2026 · Sources: FFIEC CDR, county records, first-party conversations.