TX lenders / Community Bank
Third Coast Bank
Community Bank · Humble, TX · Third Coast Bancshares Inc
- Total assets
- $6.6B
- CRE loan book
- $2.5B
- QoQ CRE growth
- 23.0%
- Q1 2026
Recorded CRE activity — hidalgo County
11 commercial deeds of trust recorded recently, verified from county records.
- Jun 30, 2026 · unknownundisclosed
- Jun 30, 2026 · unknownundisclosed
- Jun 30, 2026 · unknownundisclosed
- Jun 30, 2026 · unknownundisclosed
- Jun 30, 2026 · unknownundisclosed
- Jun 30, 2026 · unknownundisclosed
- Jun 29, 2026 · unknownundisclosed
- Jun 26, 2026 · unknownundisclosed
- Jun 26, 2026 · unknownundisclosed
- Jun 26, 2026 · landundisclosed
Observed rates
Real loans — SBA 7(a)
4 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 9.25% (4 variable / 0 fixed) · $4.0M total approved.
Source: SBA 7(a) FOIA dataset · most recent approval Mar 27, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.65% as of Q1 2026 — TX bank median 6.76% (0.10pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.65% | 7.12% |
| Q4 2025 | 7.00% | 7.61% |
| Q3 2025 | 7.17% | 7.96% |
| Q2 2025 | 8.32% | 7.90% |
| Q1 2025 | 7.68% | 7.35% |
| Q4 2024 | 7.95% | 7.73% |
| Q3 2024 | 8.09% | 7.87% |
| Q2 2024 | 7.83% | 7.77% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $2.5B | $894.8M | $61.6M | 322% | $18.4M |
| Q4 2025 | $2.0B | $823.4M | $29.9M | 313% | $1.3M |
| Q3 2025 | $2.0B | $826.6M | $30.1M | 309% | $1.4M |
| Q2 2025 | $1.9B | $784.4M | $29.5M | 310% | $2.6M |
| Q1 2025 | $1.9B | $846.2M | $37.6M | 324% | $3.5M |
| Q4 2024 | $2.0B | $871.4M | $35.3M | 330% | $10.8M |
| Q3 2024 | $1.9B | $825.3M | $36.7M | 331% | $9.8M |
| Q2 2024 | $1.9B | $756.6M | $37.7M | 317% | $10.4M |
Signals
Third Coast Bank: frequently asked questions
- How large is Third Coast Bank's commercial real estate loan book?
- As of Q1 2026, Third Coast Bank reported $2.5B in commercial real estate loans out of $6.6B in total assets, per its FFIEC Call Report.
- Is Third Coast Bank above the 300% CRE concentration guideline?
- Third Coast Bank's CRE loans stood at 322% of total risk-based capital as of Q1 2026, above the 300% CRE concentration supervisory guideline.
- Is Third Coast Bank growing or shrinking its CRE lending?
- Third Coast Bank's CRE loan book grew 23.0% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Third Coast Bank in recorded CRE lending?
- 11 commercial deeds of trust naming Third Coast Bank as lender have been recorded recently in hidalgo County, verified from county records; the most recent was recorded Jun 30, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
Markets where Third Coast Bank lends
Third Coast Bank has commercial deeds of trust recorded in these metros. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Houston
Houston (Harris County)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.