RefiLoop Lender Data

MN lenders / Community Bank

Frandsen Bank & Trust

Community Bank · Lonsdale, MN · Frandsen Financial Corp

Total assets
$3.7B
CRE loan book
$987.3M
CRE concentration
162%
below the 300% supervisory guideline
QoQ CRE growth
-0.1%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$987.3M$176.8M$173.5M162%$25.7M
Q4 2025$987.8M$201.2M$143.0M166%$22.4M
Q3 2025$995.1M$202.4M$129.8M175%$37.0M
Q2 2025$996.1M$190.1M$132.1M178%$15.9M
Q1 2025$1.0B$184.3M$121.3M182%$16.0M
Q4 2024$1.0B$201.7M$120.8M194%$16.0M
Q3 2024$1.0B$207.4M$118.0M201%$161,000
Q2 2024$970.1M$202.6M$95.5M208%$112,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.