TX lenders / Community Bank
Horizon Bank, SSB
Community Bank · Austin, TX · Frontier Bancshares Inc
- Total assets
- $2.4B
- CRE loan book
- $1.0B
- QoQ CRE growth
- 0.8%
- Q1 2026
Recorded CRE activity — harris County
1 commercial deed of trust recorded recently, verified from county records.
- Jul 24, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.17% as of Q1 2026 — TX bank median 4.87% (1.30pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.17% | 6.38% |
| Q4 2025 | 6.30% | 6.54% |
| Q3 2025 | 6.20% | 6.45% |
| Q2 2025 | 6.06% | 6.31% |
| Q1 2025 | 6.08% | 6.32% |
| Q4 2024 | 6.10% | 6.38% |
| Q3 2024 | 6.00% | 6.33% |
| Q2 2024 | 5.89% | 6.20% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.0B | $126.5M | $50.0M | 252% | $0 |
| Q4 2025 | $1.0B | $140.5M | $67.6M | 246% | $0 |
| Q3 2025 | $999.7M | $138.4M | $71.6M | 247% | $0 |
| Q2 2025 | $983.8M | $123.9M | $83.0M | 247% | $0 |
| Q1 2025 | $968.7M | $127.5M | $86.3M | 248% | $0 |
| Q4 2024 | $967.9M | $122.8M | $96.6M | 250% | $0 |
| Q3 2024 | $974.9M | $150.6M | $108.1M | 260% | $0 |
| Q2 2024 | $964.6M | $168.5M | $108.6M | 271% | $0 |
Horizon Bank, SSB: frequently asked questions
- How large is Horizon Bank, SSB's commercial real estate loan book?
- As of Q1 2026, Horizon Bank, SSB reported $1.0B in commercial real estate loans out of $2.4B in total assets, per its FFIEC Call Report.
- Is Horizon Bank, SSB above the 300% CRE concentration guideline?
- Horizon Bank, SSB's CRE loans stood at 252% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Horizon Bank, SSB growing or shrinking its CRE lending?
- Horizon Bank, SSB's CRE loan book grew 0.8% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Horizon Bank, SSB in recorded CRE lending?
- 1 commercial deed of trust naming Horizon Bank, SSB as lender has been recorded recently in harris County, verified from county records; the most recent was recorded Jul 24, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Citizens and Farmers BankCommunity Bank · West Point · $1.0B CRE book
- The Lowell Five Cent Savings BankCommunity Bank · Tewksbury · $1.0B CRE book
- Institution for Savings in Newburyport and Its VicinityCommunity Bank · Newburyport · $1.0B CRE book
- First National BankCommunity Bank · Damariscotta · $1.0B CRE book
- Frandsen Bank & TrustCommunity Bank · Lonsdale · $987.3M CRE book
Markets where Horizon Bank, SSB lends
Horizon Bank, SSB has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Jul 24, 2026 · Sources: FFIEC CDR, county records, first-party conversations.