MA lenders / Community Bank
Institution for Savings in Newburyport and Its Vicinity
Community Bank · Newburyport, MA · Ifs 1820 Bcorp Mhc
- Total assets
- $5.4B
- CRE loan book
- $1.0B
- QoQ CRE growth
- 3.1%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 4.30% as of Q1 2026 — TX bank median 4.87% (0.56pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 4.30% | 4.31% |
| Q4 2025 | 4.35% | 4.35% |
| Q3 2025 | 4.30% | 4.30% |
| Q2 2025 | 4.17% | 4.17% |
| Q1 2025 | 4.10% | 4.10% |
| Q4 2024 | 4.16% | 4.16% |
| Q3 2024 | 4.07% | 4.07% |
| Q2 2024 | 3.93% | 3.93% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.0B | $176.5M | $337.9M | 131% | $0 |
| Q4 2025 | $998.1M | $139.4M | $340.4M | 128% | $0 |
| Q3 2025 | $965.5M | $115.7M | $346.2M | 124% | $3,000 |
| Q2 2025 | $920.0M | $103.9M | $329.9M | 122% | $385,000 |
| Q1 2025 | $888.7M | $97.1M | $320.9M | 122% | $394,000 |
| Q4 2024 | $877.7M | $121.6M | $288.6M | 118% | $415,000 |
| Q3 2024 | $849.3M | $110.4M | $270.5M | 115% | $433,000 |
| Q2 2024 | $837.5M | $102.0M | $265.0M | 116% | $455,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Horizon Bank, SSBCommunity Bank · Austin · $1.0B CRE book
- Citizens and Farmers BankCommunity Bank · West Point · $1.0B CRE book
- The Lowell Five Cent Savings BankCommunity Bank · Tewksbury · $1.0B CRE book
- First National BankCommunity Bank · Damariscotta · $1.0B CRE book
- LCNB National BankCommunity Bank · Lebanon · $1.1B CRE book
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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.