TX lenders / Community Bank
The State National Bank of Big Spring
Community Bank · Big Spring, TX · Snb Financial Inc
- Total assets
- $615.6M
- CRE loan book
- $38.4M
- QoQ CRE growth
- -3.3%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.20% as of Q1 2026 — TX bank median 6.76% (0.56pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.20% | 6.47% |
| Q4 2025 | 6.28% | 6.63% |
| Q3 2025 | 6.28% | 6.64% |
| Q2 2025 | 6.01% | 6.68% |
| Q1 2025 | 5.83% | 6.37% |
| Q4 2024 | 5.66% | 6.68% |
| Q3 2024 | 6.01% | 6.83% |
| Q2 2024 | 5.96% | 6.67% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $38.4M | $5.6M | $0 | 23% | $1.1M |
| Q4 2025 | $39.7M | $4.9M | $0 | 22% | $1.3M |
| Q3 2025 | $38.1M | $5.2M | $0 | 21% | $175,000 |
| Q2 2025 | $39.5M | $6.1M | $0 | 24% | $0 |
| Q1 2025 | $39.1M | $6.0M | $0 | 24% | $0 |
| Q4 2024 | $34.1M | $5.9M | $0 | 25% | $0 |
| Q3 2024 | $37.7M | $5.9M | $5.4M | 32% | $0 |
| Q2 2024 | $42.3M | $7.1M | $5.4M | 41% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- First National Bank in OlneyCommunity Bank · Olney · $38.5M CRE book
- BaybankCommunity Bank · Gladstone · $38.5M CRE book
- The State Savings Bank of ManistiqueCommunity Bank · Manistique · $37.9M CRE book
- Concordia Bank of Concordia, MissouriCommunity Bank · Concordia · $39.0M CRE book
- The First National Bank of AllendaleCommunity Bank · Allendale · $39.1M CRE book
See all alternatives to The State National Bank of Big Spring →
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.