MI lenders / Community Bank
The State Savings Bank of Manistique
Community Bank · Manistique, MI · Ssb Inc
- Total assets
- $182.8M
- CRE loan book
- $37.9M
- QoQ CRE growth
- 5.4%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.36% as of Q1 2026 — TX bank median 4.87% (1.50pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.36% | 6.62% |
| Q4 2025 | 6.42% | 6.68% |
| Q3 2025 | 6.44% | 6.74% |
| Q2 2025 | 6.27% | 6.62% |
| Q1 2025 | 5.99% | 6.29% |
| Q4 2024 | 6.14% | 6.43% |
| Q3 2024 | 6.02% | 6.35% |
| Q2 2024 | 6.06% | 6.29% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $37.9M | $4.2M | $0 | 96% | $0 |
| Q4 2025 | $35.9M | $5.0M | $0 | 95% | $0 |
| Q3 2025 | $34.1M | $4.8M | $0 | 90% | $0 |
| Q2 2025 | $29.3M | $0 | $0 | 64% | $0 |
| Q1 2025 | $27.4M | $0 | $0 | 61% | $0 |
| Q4 2024 | $28.9M | $0 | $0 | 64% | $370,000 |
| Q3 2024 | $29.2M | $0 | $0 | 64% | $370,000 |
| Q2 2024 | $27.6M | $0 | $0 | 61% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- First Bank HamptonCommunity Bank · Hampton · $37.8M CRE book
- Malvern BankCommunity Bank · Malvern · $37.8M CRE book
- Bank of UticaCommunity Bank · Utica · $37.6M CRE book
- Pine River State BankCommunity Bank · Pine River · $37.5M CRE book
- Hometown Community BankCommunity Bank · Cyrus · $37.4M CRE book
See all alternatives to The State Savings Bank of Manistique →
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.