IL lenders / Community Bank
First National Bank in Olney
Community Bank · Olney, IL · Summit Bancshares Ltd
- Total assets
- $475.5M
- CRE loan book
- $38.5M
- QoQ CRE growth
- -3.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.15% as of Q1 2026 — TX bank median 4.87% (1.29pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.15% | 6.11% |
| Q4 2025 | 6.23% | 6.42% |
| Q3 2025 | 6.06% | 6.46% |
| Q2 2025 | 5.66% | 6.15% |
| Q1 2025 | 5.38% | 5.97% |
| Q4 2024 | 5.31% | 5.97% |
| Q3 2024 | 5.31% | 6.05% |
| Q2 2024 | 4.94% | 5.79% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $38.5M | $4.1M | $15.0M | 69% | $1.1M |
| Q4 2025 | $39.7M | $3.7M | $15.6M | 71% | $1.2M |
| Q3 2025 | $37.9M | $4.4M | $10.9M | 66% | $860,000 |
| Q2 2025 | $32.1M | $3.8M | $6.6M | 57% | $746,000 |
| Q1 2025 | $29.5M | $3.2M | $6.7M | 53% | $188,000 |
| Q4 2024 | $28.9M | $2.5M | $6.6M | 52% | $246,000 |
| Q3 2024 | $28.2M | $2.2M | $6.5M | 50% | $407,000 |
| Q2 2024 | $28.9M | $2.9M | $6.4M | 49% | $433,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- BaybankCommunity Bank · Gladstone · $38.5M CRE book
- RiverBankCommunity Bank · Pocahontas · $38.5M CRE book
- Bank of DeSoto, National AssociationCommunity Bank · De Soto · $39.0M CRE book
- Concordia Bank of Concordia, MissouriCommunity Bank · Concordia · $39.0M CRE book
- The First National Bank of AllendaleCommunity Bank · Allendale · $39.1M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.