TX lenders / Community Bank
Bank of DeSoto, National Association
Community Bank · De Soto, TX · D Bcorp Inc
- Total assets
- $261.8M
- CRE loan book
- $39.0M
- QoQ CRE growth
- -2.4%
- Q1 2026
Recorded CRE activity — dallas County
1 commercial deed of trust recorded recently, verified from county records.
- Jun 8, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 8.39% as of Q1 2026 — TX bank median 4.87% (3.53pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 8.39% | 8.93% |
| Q4 2025 | 8.47% | 8.99% |
| Q3 2025 | 8.75% | 9.23% |
| Q2 2025 | 8.45% | 8.97% |
| Q1 2025 | 8.47% | 8.99% |
| Q4 2024 | 8.74% | 9.27% |
| Q3 2024 | 8.63% | 9.53% |
| Q2 2024 | 8.31% | 8.97% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $39.0M | $4.8M | $0 | 26% | $30,000 |
| Q4 2025 | $39.9M | $5.7M | $0 | 30% | $31,000 |
| Q3 2025 | $41.3M | $5.8M | $0 | 30% | $34,000 |
| Q2 2025 | $40.0M | $5.6M | $0 | 30% | $35,000 |
| Q1 2025 | $40.4M | $5.5M | $0 | 29% | $36,000 |
| Q4 2024 | $43.2M | $6.1M | $0 | 39% | $37,000 |
| Q3 2024 | $46.3M | $8.9M | $0 | 49% | $43,000 |
| Q2 2024 | $45.6M | $8.4M | $0 | 38% | $525,000 |
Bank of DeSoto, National Association: frequently asked questions
- How large is Bank of DeSoto, National Association's commercial real estate loan book?
- As of Q1 2026, Bank of DeSoto, National Association reported $39.0M in commercial real estate loans out of $261.8M in total assets, per its FFIEC Call Report.
- Is Bank of DeSoto, National Association above the 300% CRE concentration guideline?
- Bank of DeSoto, National Association's CRE loans stood at 26% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Bank of DeSoto, National Association growing or shrinking its CRE lending?
- Bank of DeSoto, National Association's CRE loan book shrank 2.4% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Bank of DeSoto, National Association in recorded CRE lending?
- 1 commercial deed of trust naming Bank of DeSoto, National Association as lender has been recorded recently in dallas County, verified from county records; the most recent was recorded Jun 8, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Concordia Bank of Concordia, MissouriCommunity Bank · Concordia · $39.0M CRE book
- The First National Bank of AllendaleCommunity Bank · Allendale · $39.1M CRE book
- The Bank of Southside VirginiaCommunity Bank · Carson · $39.1M CRE book
- BaybankCommunity Bank · Gladstone · $38.5M CRE book
- First National Bank in OlneyCommunity Bank · Olney · $38.5M CRE book
See all alternatives to Bank of DeSoto, National Association →
Markets where Bank of DeSoto, National Association lends
Bank of DeSoto, National Association has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.