TX lenders / Community Bank
Bank of DeSoto, National Association
Community Bank · De Soto, TX · D Bcorp Inc
- Total assets
- $261.8M
- CRE loan book
- $39.0M
- QoQ CRE growth
- -2.4%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 8.39% as of Q1 2026 — TX bank median 6.76% (1.64pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 8.39% | 8.93% |
| Q4 2025 | 8.47% | 8.99% |
| Q3 2025 | 8.75% | 9.23% |
| Q2 2025 | 8.45% | 8.97% |
| Q1 2025 | 8.47% | 8.99% |
| Q4 2024 | 8.74% | 9.27% |
| Q3 2024 | 8.63% | 9.53% |
| Q2 2024 | 8.31% | 8.97% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $39.0M | $4.8M | $0 | 26% | $30,000 |
| Q4 2025 | $39.9M | $5.7M | $0 | 30% | $31,000 |
| Q3 2025 | $41.3M | $5.8M | $0 | 30% | $34,000 |
| Q2 2025 | $40.0M | $5.6M | $0 | 30% | $35,000 |
| Q1 2025 | $40.4M | $5.5M | $0 | 29% | $36,000 |
| Q4 2024 | $43.2M | $6.1M | $0 | 39% | $37,000 |
| Q3 2024 | $46.3M | $8.9M | $0 | 49% | $43,000 |
| Q2 2024 | $45.6M | $8.4M | $0 | 38% | $525,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Concordia Bank of Concordia, MissouriCommunity Bank · Concordia · $39.0M CRE book
- The First National Bank of AllendaleCommunity Bank · Allendale · $39.1M CRE book
- The Bank of Southside VirginiaCommunity Bank · Carson · $39.1M CRE book
- BaybankCommunity Bank · Gladstone · $38.5M CRE book
- First National Bank in OlneyCommunity Bank · Olney · $38.5M CRE book
See all alternatives to Bank of DeSoto, National Association →
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.