RefiLoop Lender Data

MI lenders / Community Bank

Baybank

Community Bank · Gladstone, MI · Baybank Corp

Total assets
$175.1M
CRE loan book
$38.5M
CRE concentration
87%
below the 300% supervisory guideline
QoQ CRE growth
4.9%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$38.5M$8.7M$3.0M87%$0
Q4 2025$36.7M$9.1M$3.1M91%$0
Q3 2025$35.3M$7.8M$3.4M88%$0
Q2 2025$34.1M$7.8M$3.3M90%$0
Q1 2025$33.6M$8.3M$2.7M92%$0
Q4 2024$32.1M$7.8M$3.2M89%$0
Q3 2024$32.0M$8.1M$3.2M94%$0
Q2 2024$29.7M$7.4M$2.3M87%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.