TX lenders / Community Bank
The First National Bank of East Texas
Community Bank · Gilmer, TX · First Gilmer Bankshares Inc
- Total assets
- $602.0M
- CRE loan book
- $182.4M
- QoQ CRE growth
- -1.2%
- Q1 2026
Recorded CRE activity — tarrant County
1 commercial deed of trust recorded recently, verified from county records.
- Jun 12, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.04% as of Q1 2026 — TX bank median 4.87% (2.18pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.04% | 6.96% |
| Q4 2025 | 7.58% | 7.50% |
| Q3 2025 | 7.52% | 7.47% |
| Q2 2025 | 7.44% | 7.39% |
| Q1 2025 | 7.36% | 7.33% |
| Q4 2024 | 7.69% | 7.72% |
| Q3 2024 | 7.37% | 7.46% |
| Q2 2024 | 7.10% | 7.22% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $182.4M | $49.2M | $5.4M | 217% | $1.3M |
| Q4 2025 | $184.5M | $49.4M | $6.6M | 224% | $1.4M |
| Q3 2025 | $173.5M | $44.2M | $6.6M | 205% | $1.5M |
| Q2 2025 | $172.0M | $43.0M | $7.0M | 206% | $1.5M |
| Q1 2025 | $167.2M | $45.9M | $6.4M | 206% | $969,000 |
| Q4 2024 | $163.8M | $53.8M | $6.4M | 208% | $1.0M |
| Q3 2024 | $157.9M | $49.7M | $6.4M | 204% | $1.1M |
| Q2 2024 | $149.1M | $49.1M | $4.6M | 188% | $1.1M |
The First National Bank of East Texas: frequently asked questions
- How large is The First National Bank of East Texas's commercial real estate loan book?
- As of Q1 2026, The First National Bank of East Texas reported $182.4M in commercial real estate loans out of $602.0M in total assets, per its FFIEC Call Report.
- Is The First National Bank of East Texas above the 300% CRE concentration guideline?
- The First National Bank of East Texas's CRE loans stood at 217% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is The First National Bank of East Texas growing or shrinking its CRE lending?
- The First National Bank of East Texas's CRE loan book shrank 1.2% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is The First National Bank of East Texas in recorded CRE lending?
- 1 commercial deed of trust naming The First National Bank of East Texas as lender has been recorded recently in tarrant County, verified from county records; the most recent was recorded Jun 12, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Savings BankCommunity Bank · Wakefield · $182.3M CRE book
- Global One BankCommunity Bank · Houston · $182.5M CRE book
- SouthTrust Bank, N.A.Community Bank · George West · $181.9M CRE book
- First Pacific BankCommunity Bank · Whittier · $183.5M CRE book
- Community Bank of LouisianaCommunity Bank · Mansfield · $180.3M CRE book
See all alternatives to The First National Bank of East Texas →
Markets where The First National Bank of East Texas lends
The First National Bank of East Texas has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.