TX lenders / Community Bank
The First National Bank of East Texas
Community Bank · Gilmer, TX · First Gilmer Bankshares Inc
- Total assets
- $602.0M
- CRE loan book
- $182.4M
- QoQ CRE growth
- -1.2%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.04% as of Q1 2026 — TX bank median 6.76% (0.29pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.04% | 6.96% |
| Q4 2025 | 7.58% | 7.50% |
| Q3 2025 | 7.52% | 7.47% |
| Q2 2025 | 7.44% | 7.39% |
| Q1 2025 | 7.36% | 7.33% |
| Q4 2024 | 7.69% | 7.72% |
| Q3 2024 | 7.37% | 7.46% |
| Q2 2024 | 7.10% | 7.22% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $182.4M | $49.2M | $5.4M | 217% | $1.3M |
| Q4 2025 | $184.5M | $49.4M | $6.6M | 224% | $1.4M |
| Q3 2025 | $173.5M | $44.2M | $6.6M | 205% | $1.5M |
| Q2 2025 | $172.0M | $43.0M | $7.0M | 206% | $1.5M |
| Q1 2025 | $167.2M | $45.9M | $6.4M | 206% | $969,000 |
| Q4 2024 | $163.8M | $53.8M | $6.4M | 208% | $1.0M |
| Q3 2024 | $157.9M | $49.7M | $6.4M | 204% | $1.1M |
| Q2 2024 | $149.1M | $49.1M | $4.6M | 188% | $1.1M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Global One BankCommunity Bank · Houston · $182.5M CRE book
- SouthTrust Bank, N.A.Community Bank · George West · $181.9M CRE book
- Community Bank of LouisianaCommunity Bank · Mansfield · $180.3M CRE book
- State Bank FinancialCommunity Bank · La Crosse · $180.3M CRE book
- Merit BankCommunity Bank · Huntsville · $185.0M CRE book
See all alternatives to The First National Bank of East Texas →
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.