TX lenders / Community Bank
Global One Bank
Community Bank · Houston, TX · Global One Bancshares Inc
- Total assets
- $317.0M
- CRE loan book
- $182.5M
- QoQ CRE growth
- 1.4%
- Q1 2026
Recorded CRE activity — harris County
1 commercial deed of trust recorded recently, verified from county records.
- Jun 30, 2026 · unknownundisclosed
Observed rates
Real loans — SBA 7(a)
19 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 8.75% (19 variable / 0 fixed) · $40.0M total approved.
Borrower cities: Houston (4), San Antonio (2), Plano (2), Dallas (2), Aransas Pass, Junction.
Source: SBA 7(a) FOIA dataset · most recent approval Feb 27, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.41% as of Q1 2026 — TX bank median 6.76% (0.66pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.41% | 7.43% |
| Q4 2025 | 8.12% | 8.34% |
| Q3 2025 | 7.68% | 7.76% |
| Q2 2025 | 8.34% | 8.31% |
| Q1 2025 | 7.99% | 8.10% |
| Q4 2024 | 7.58% | 7.58% |
| Q3 2024 | 8.32% | 8.26% |
| Q2 2024 | 7.87% | 8.07% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $182.5M | $14.5M | $13.9M | 336% | $0 |
| Q4 2025 | $180.0M | $14.3M | $13.9M | 325% | $0 |
| Q3 2025 | $172.3M | $13.1M | $14.0M | 331% | $0 |
| Q2 2025 | $152.0M | $12.1M | $12.4M | 293% | $0 |
| Q1 2025 | $128.9M | $7.1M | $12.5M | 249% | $0 |
| Q4 2024 | $107.0M | $5.2M | $5.6M | 269% | $0 |
| Q3 2024 | $71.3M | $5.8M | $740,000 | 239% | $0 |
| Q2 2024 | $64.2M | $3.6M | $0 | 217% | $0 |
Global One Bank: frequently asked questions
- How large is Global One Bank's commercial real estate loan book?
- As of Q1 2026, Global One Bank reported $182.5M in commercial real estate loans out of $317.0M in total assets, per its FFIEC Call Report.
- Is Global One Bank above the 300% CRE concentration guideline?
- Global One Bank's CRE loans stood at 336% of total risk-based capital as of Q1 2026, above the 300% CRE concentration supervisory guideline.
- Is Global One Bank growing or shrinking its CRE lending?
- Global One Bank's CRE loan book grew 1.4% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Global One Bank in recorded CRE lending?
- 1 commercial deed of trust naming Global One Bank as lender has been recorded recently in harris County, verified from county records; the most recent was recorded Jun 30, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- SouthTrust Bank, N.A.Community Bank · George West · $181.9M CRE book
- Community Bank of LouisianaCommunity Bank · Mansfield · $180.3M CRE book
- State Bank FinancialCommunity Bank · La Crosse · $180.3M CRE book
- Merit BankCommunity Bank · Huntsville · $185.0M CRE book
- Community State BankCommunity Bank · Avilla · $185.2M CRE book
Markets where Global One Bank lends
Global One Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.