CA lenders / Community Bank
First Pacific Bank
Community Bank · Whittier, CA · First Pacific Bcorp
- Total assets
- $489.8M
- CRE loan book
- $183.5M
- QoQ CRE growth
- 4.3%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.14% as of Q1 2026 — TX bank median 4.87% (1.28pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.14% | 6.43% |
| Q4 2025 | 6.47% | 6.73% |
| Q3 2025 | 6.50% | 6.94% |
| Q2 2025 | 6.32% | 6.68% |
| Q1 2025 | 6.27% | 6.70% |
| Q4 2024 | 6.45% | 7.06% |
| Q3 2024 | 6.59% | 7.17% |
| Q2 2024 | 6.34% | 6.84% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $183.5M | $28.5M | $35.7M | 264% | $605,000 |
| Q4 2025 | $176.0M | $29.6M | $31.1M | 257% | $618,000 |
| Q3 2025 | $175.2M | $27.7M | $30.5M | 285% | $631,000 |
| Q2 2025 | $177.4M | $26.2M | $30.6M | 289% | $645,000 |
| Q1 2025 | $161.0M | $25.2M | $30.5M | 281% | $663,000 |
| Q4 2024 | $151.9M | $23.3M | $28.6M | 271% | $672,000 |
| Q3 2024 | $151.8M | $23.1M | $29.0M | 269% | $701,000 |
| Q2 2024 | $146.1M | $24.7M | $26.8M | 251% | $0 |
Signals
Recent news
- Press Release: First Pacific Bancorp Reports Second Quarter 2026 Results - Moomoo — Coverage of First Pacific Bank related to commercial real estate and lending reported by moomoo.com.Jul 30, 2026
- First Pacific Bancorp Reports Second Quarter 2026 Results - GlobeNewswire — Coverage of First Pacific Bank related to commercial real estate and lending reported by globenewswire.com.Jul 30, 2026
- First Pacific Bancorp Reports Second Quarter 2026 Results - The Manila Times — Coverage of First Pacific Bank related to commercial real estate and lending reported by manilatimes.net.Jul 30, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- Global One BankCommunity Bank · Houston · $182.5M CRE book
- The Savings BankCommunity Bank · Wakefield · $182.3M CRE book
- SouthTrust Bank, N.A.Community Bank · George West · $181.9M CRE book
- Community State BankCommunity Bank · Avilla · $185.2M CRE book
- The Queenstown Bank of MarylandCommunity Bank · Queenstown · $185.6M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.