TX lenders / Community Bank
SouthTrust Bank, N.A.
Community Bank · George West, TX · Live Oak Bancshares Corp
- Total assets
- $597.0M
- CRE loan book
- $181.9M
- QoQ CRE growth
- -2.9%
- Q1 2026
Recorded CRE activity — harris County
1 commercial deed of trust recorded recently, verified from county records.
- Aug 17, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.43% as of Q1 2026 — TX bank median 4.87% (1.56pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.43% | 6.45% |
| Q4 2025 | 6.53% | 6.53% |
| Q3 2025 | 6.60% | 6.63% |
| Q2 2025 | 6.26% | 6.30% |
| Q1 2025 | 6.09% | 6.16% |
| Q4 2024 | 6.30% | 6.33% |
| Q3 2024 | 6.10% | 6.16% |
| Q2 2024 | 6.05% | 6.11% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $181.9M | $20.0M | $7.0M | 151% | $197,000 |
| Q4 2025 | $187.2M | $21.4M | $6.3M | 159% | $169,000 |
| Q3 2025 | $192.7M | $25.6M | $6.4M | 166% | $257,000 |
| Q2 2025 | $195.4M | $29.1M | $6.7M | 173% | $169,000 |
| Q1 2025 | $190.1M | $28.3M | $6.7M | 170% | $169,000 |
| Q4 2024 | $185.1M | $26.8M | $6.8M | 168% | $237,000 |
| Q3 2024 | $187.9M | $22.7M | $6.9M | 171% | $84,000 |
| Q2 2024 | $182.7M | $18.8M | $6.9M | 163% | $0 |
SouthTrust Bank, N.A.: frequently asked questions
- How large is SouthTrust Bank, N.A.'s commercial real estate loan book?
- As of Q1 2026, SouthTrust Bank, N.A. reported $181.9M in commercial real estate loans out of $597.0M in total assets, per its FFIEC Call Report.
- Is SouthTrust Bank, N.A. above the 300% CRE concentration guideline?
- SouthTrust Bank, N.A.'s CRE loans stood at 151% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is SouthTrust Bank, N.A. growing or shrinking its CRE lending?
- SouthTrust Bank, N.A.'s CRE loan book shrank 2.9% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is SouthTrust Bank, N.A. in recorded CRE lending?
- 1 commercial deed of trust naming SouthTrust Bank, N.A. as lender has been recorded recently in harris County, verified from county records; the most recent was recorded Aug 17, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Savings BankCommunity Bank · Wakefield · $182.3M CRE book
- Global One BankCommunity Bank · Houston · $182.5M CRE book
- Community Bank of LouisianaCommunity Bank · Mansfield · $180.3M CRE book
- State Bank FinancialCommunity Bank · La Crosse · $180.3M CRE book
- First Pacific BankCommunity Bank · Whittier · $183.5M CRE book
Markets where SouthTrust Bank, N.A. lends
SouthTrust Bank, N.A. has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Aug 17, 2026 · Sources: FFIEC CDR, county records, first-party conversations.