RefiLoop Lender Data

MA lenders / Community Bank

The Savings Bank

Community Bank · Wakefield, MA · Wakefield Bcorp Mhc

Total assets
$864.0M
CRE loan book
$182.3M
CRE concentration
190%
below the 300% supervisory guideline
QoQ CRE growth
-2.0%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 5.15% as of Q1 2026 — TX bank median 4.87% (0.28pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20265.15%5.17%
Q4 20255.13%5.16%
Q3 20254.98%5.01%
Q2 20255.21%5.24%
Q1 20254.74%4.77%
Q4 20244.74%4.78%
Q3 20244.66%4.70%
Q2 20244.58%4.61%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$182.3M$37.7M$63.4M190%$0
Q4 2025$185.9M$46.7M$67.5M200%$0
Q3 2025$178.5M$42.3M$65.9M193%$0
Q2 2025$180.7M$38.5M$64.5M192%$10.0M
Q1 2025$184.6M$42.7M$64.8M200%$10.2M
Q4 2024$185.1M$45.4M$60.5M204%$11.5M
Q3 2024$186.6M$44.6M$59.9M201%$11.5M
Q2 2024$186.4M$42.0M$61.0M206%$10.0M

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.