RefiLoop Lender Data

WI lenders / Community Bank

State Bank Financial

Community Bank · La Crosse, WI · First Bcorp Inc

Total assets
$537.1M
CRE loan book
$180.3M
CRE concentration
258%
below the 300% supervisory guideline
QoQ CRE growth
-0.4%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.03% as of Q1 2026 — TX bank median 4.87% (1.16pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.03%6.01%
Q4 20256.25%6.29%
Q3 20256.21%6.28%
Q2 20255.99%6.13%
Q1 20255.85%5.97%
Q4 20245.98%6.10%
Q3 20246.07%6.20%
Q2 20245.95%6.04%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$180.3M$21.0M$43.9M258%$369,000
Q4 2025$181.0M$19.9M$44.4M257%$375,000
Q3 2025$186.6M$14.9M$49.9M269%$380,000
Q2 2025$171.2M$12.2M$50.6M251%$786,000
Q1 2025$175.8M$10.6M$51.3M257%$839,000
Q4 2024$166.5M$8.1M$52.0M242%$860,000
Q3 2024$160.5M$3.6M$52.1M234%$892,000
Q2 2024$156.5M$10.8M$46.7M236%$906,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.