TX lenders / Community Bank
Jefferson Bank
Community Bank · San Antonio, TX · Jefferson Bancshares Inc
- Total assets
- $2.8B
- CRE loan book
- $981.2M
- QoQ CRE growth
- 0.8%
- Q1 2026
Recorded CRE activity — bexar County
2 commercial deeds of trust recorded recently, verified from county records.
- Jun 30, 2026 · unknownundisclosed
- Jun 26, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.05% as of Q1 2026 — TX bank median 6.76% (0.70pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.05% | 6.10% |
| Q4 2025 | 6.22% | 6.27% |
| Q3 2025 | 6.20% | 6.32% |
| Q2 2025 | 6.14% | 6.22% |
| Q1 2025 | 5.99% | 6.03% |
| Q4 2024 | 6.06% | 6.14% |
| Q3 2024 | 5.97% | 6.10% |
| Q2 2024 | 5.89% | 6.00% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $981.2M | $197.1M | $88.8M | 243% | $10.0M |
| Q4 2025 | $973.1M | $239.8M | $70.9M | 246% | $0 |
| Q3 2025 | $988.1M | $249.0M | $77.3M | 254% | $0 |
| Q2 2025 | $989.4M | $246.8M | $77.3M | 261% | $0 |
| Q1 2025 | $1.0B | $269.6M | $77.4M | 276% | $0 |
| Q4 2024 | $1.0B | $272.3M | $78.6M | 282% | $665,000 |
| Q3 2024 | $1.0B | $307.7M | $26.6M | 279% | $5.2M |
| Q2 2024 | $989.5M | $301.6M | $26.7M | 277% | $5.2M |
Signals
CRE hiring
- Commercial Lending Officer — San AntonioMar 10, 2026
- Commercial Lending Officer — AustinJul 15, 2025
Jefferson Bank: frequently asked questions
- How large is Jefferson Bank's commercial real estate loan book?
- As of Q1 2026, Jefferson Bank reported $981.2M in commercial real estate loans out of $2.8B in total assets, per its FFIEC Call Report.
- Is Jefferson Bank above the 300% CRE concentration guideline?
- Jefferson Bank's CRE loans stood at 243% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Jefferson Bank growing or shrinking its CRE lending?
- Jefferson Bank's CRE loan book grew 0.8% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Jefferson Bank in recorded CRE lending?
- 2 commercial deeds of trust naming Jefferson Bank as lender have been recorded recently in bexar County, verified from county records; the most recent was recorded Jun 30, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Central BankCommunity Bank · Storm Lake · $982.3M CRE book
- Frandsen Bank & TrustCommunity Bank · Lonsdale · $987.3M CRE book
- Citizens and Farmers BankCommunity Bank · West Point · $1.0B CRE book
- Horizon Bank, SSBCommunity Bank · Austin · $1.0B CRE book
- D. L. Evans BankCommunity Bank · Burley · $933.7M CRE book
Markets where Jefferson Bank lends
Jefferson Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
San Antonio
San Antonio (Bexar County)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.