Markets · San Antonio · Multifamily
Best Banks for Multifamily Loans in San Antonio, TX
Who is actually financing multifamily in San Antonio (Bexar County) — built from county-recorded deeds of trust, SBA loan-level FOIA data, quarterly regulatory filings, and cited rate observations. No submissions, no sponsorships, no pay-to-play.
Lenders recording multifamily loans in San Antonio
Named lenders with commercial deeds of trust classified as multifamily, recorded in San Antonio (Bexar County) over the last 90 days — county-record-verified closings, not marketing claims.
| # | Lender | Recorded multifamily loans (90d) |
|---|---|---|
| 1 | Kiavi Funding Inc | 1 |
66 additional commercial recordings in San Antonio (Bexar County) over the same window are not yet classified by property type — some of those are likely multifamily. The all-types view is on the San Antonio rates page.
SBA lenders active in San Antonio
Most active SBA 7(a)/504 lenders for San Antonio (Bexar County) projects over the last 12 months, from SBA loan-level FOIA data — with the real median initial rate on their approvals. SBA loans finance owner-occupied commercial real estate, including multifamily where eligible.
| # | Lender | SBA loans (12mo) | Median initial rate |
|---|---|---|---|
| 1 | Northeast Bank | 16 | 10.25% |
| 2 | Newtek Bank, National Association | 15 | 10.25% |
| 3 | Huntington National Bank | 13 | 9.75% |
| 4 | Zions Bank, A Division of | 10 | 9.63% |
| 5 | Live Oak Banking Company | 9 | 9% |
Current San Antonio multifamily rate ranges
Rows marked Metro curve reflect San Antonio-specific observations; Texas curve rows are state-level, shown because no published source prices San Antonio multifamily differently for that profile. Full grid, methodology, and sources on the San Antonio commercial mortgage rates page.
| Business plan | Rate range | Scope | As of |
|---|---|---|---|
| Stabilized | 5.47% – 6.42% | Texas curve | Jul 2, 2026 |
| Value-add / rehab | 7.25% – 10.25% | Texas curve | Jul 2, 2026 |
| Lease-up | 7.5% – 10.75% | Texas curve | Jul 2, 2026 |
Biggest Texas multifamily loan books
Texas-headquartered banks ranked by multifamily loan balances from their latest FFIEC Call Report. A big book signals institutional commitment to the asset class — statewide, not San Antonio-specific.
| # | Bank | Multifamily loans | Quarter |
|---|---|---|---|
| 1 | Texas Capital Bank | $1.8B | Q1 2026 |
| 2 | NexBank | $1.0B | Q1 2026 |
| 3 | International Bank of Commerce | $778.4M | Q1 2026 |
| 4 | Southside Bank | $690.2M | Q1 2026 |
| 5 | Prosperity Bank | $630.3M | Q1 2026 |
| 6 | Stellar Bank | $493.0M | Q1 2026 |
| 7 | PlainsCapital Bank | $354.3M | Q1 2026 |
| 8 | American Momentum Bank | $312.7M | Q1 2026 |
What terms could your San Antonio multifamily property get?
Get a rate and structure range tuned to your deal size and occupancy — plus how many lenders are actively closing loans like it.
Estimate my termsMarket-level observations, not a loan offer, quote, or commitment. Actual pricing and appetite depend on full underwriting of the property, sponsor, and market conditions at application. This page is operated by RefiLoop, a commercial mortgage brokerage; RefiLoop is not a lender and does not make credit decisions.