TX lenders / Community Bank
International Bank of Commerce
Community Bank · Brownsville, TX · International Bancshares Corp
- Total assets
- $4.5B
- CRE loan book
- $998.1M
- QoQ CRE growth
- 0.7%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.01% as of Q1 2026 — TX bank median 6.76% (0.25pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.01% | 6.65% |
| Q4 2025 | 7.37% | 6.80% |
| Q3 2025 | 7.63% | 7.17% |
| Q2 2025 | 7.56% | 7.13% |
| Q1 2025 | 7.43% | 7.00% |
| Q4 2024 | 7.97% | 6.81% |
| Q3 2024 | 8.49% | 8.05% |
| Q2 2024 | 8.42% | 8.20% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $998.1M | $303.5M | $151.0M | 155% | $42.7M |
| Q4 2025 | $991.1M | $295.0M | $156.8M | 160% | $42.7M |
| Q3 2025 | $963.1M | $286.9M | $156.7M | 166% | $42.7M |
| Q2 2025 | $972.0M | $287.3M | $158.1M | 167% | $43.0M |
| Q1 2025 | $1.0B | $314.9M | $154.6M | 172% | $43.2M |
| Q4 2024 | $950.7M | $329.0M | $139.5M | 165% | $37.9M |
| Q3 2024 | $895.1M | $291.5M | $142.8M | 163% | $38.2M |
| Q2 2024 | $890.8M | $278.9M | $142.1M | 168% | $38.6M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Frandsen Bank & TrustCommunity Bank · Lonsdale · $987.3M CRE book
- Citizens and Farmers BankCommunity Bank · West Point · $1.0B CRE book
- Central BankCommunity Bank · Storm Lake · $982.3M CRE book
- Jefferson BankCommunity Bank · San Antonio · $981.2M CRE book
- Horizon Bank, SSBCommunity Bank · Austin · $1.0B CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.