TX lenders / Community Bank
Clear Fork Bank, National Association
Community Bank · Albany, TX · Albany Bancshares Inc
- Total assets
- $1.0B
- CRE loan book
- $332.9M
- QoQ CRE growth
- -0.4%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.68% as of Q1 2026 — TX bank median 6.76% (0.93pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.68% | 7.86% |
| Q4 2025 | 8.06% | 8.22% |
| Q3 2025 | 8.05% | 8.39% |
| Q2 2025 | 7.64% | 7.98% |
| Q1 2025 | 7.54% | 7.88% |
| Q4 2024 | 7.79% | 8.17% |
| Q3 2024 | 7.65% | 8.06% |
| Q2 2024 | 7.58% | 7.92% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $332.9M | $66.0M | $16.3M | 206% | $2.1M |
| Q4 2025 | $334.2M | $62.7M | $17.1M | 210% | $5.1M |
| Q3 2025 | $325.3M | $65.3M | $17.2M | 216% | $3.5M |
| Q2 2025 | $311.9M | $69.7M | $19.2M | 209% | $4.0M |
| Q1 2025 | $303.4M | $71.7M | $19.2M | 209% | $110,000 |
| Q4 2024 | $287.2M | $80.6M | $15.1M | 201% | $500,000 |
| Q3 2024 | $282.7M | $77.8M | $15.2M | 206% | $508,000 |
| Q2 2024 | $277.8M | $79.3M | $15.2M | 206% | $517,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- West Shore BankCommunity Bank · Ludington · $332.0M CRE book
- First Southern BankCommunity Bank · Marion · $335.8M CRE book
- Ulster Savings BankCommunity Bank · Kingston · $336.2M CRE book
- Horizon BankCommunity Bank · Waverly · $329.2M CRE book
- Dayspring BankCommunity Bank · Gothenburg · $323.6M CRE book
See all alternatives to Clear Fork Bank, National Association →
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.