GA lenders / Community Bank
American Commerce Bank, National Association
Community Bank · Bremen, GA · American Com Bancshares Inc
- Total assets
- $487.6M
- CRE loan book
- $337.5M
- QoQ CRE growth
- 1.8%
- Q1 2026
Recorded CRE activity — harris County
1 commercial deed of trust recorded recently, verified from county records.
- Sep 10, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.99% as of Q1 2026 — TX bank median 4.87% (2.12pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.99% | 7.11% |
| Q4 2025 | 7.02% | 7.20% |
| Q3 2025 | 7.23% | 7.35% |
| Q2 2025 | 7.44% | 7.64% |
| Q1 2025 | 6.57% | 6.84% |
| Q4 2024 | 6.75% | 6.78% |
| Q3 2024 | 6.65% | 6.79% |
| Q2 2024 | 6.53% | 6.73% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $337.5M | $37.5M | $25.5M | 269% | $9.1M |
| Q4 2025 | $331.4M | $40.0M | $22.5M | 277% | $9.3M |
| Q3 2025 | $309.5M | $38.1M | $20.2M | 266% | $9.5M |
| Q2 2025 | $321.4M | $36.7M | $20.4M | 280% | $8.0M |
| Q1 2025 | $331.4M | $35.7M | $27.5M | 293% | $13.1M |
| Q4 2024 | $336.2M | $34.8M | $30.6M | 300% | $13.3M |
| Q3 2024 | $349.3M | $41.3M | $37.5M | 323% | $7.2M |
| Q2 2024 | $324.2M | $35.4M | $41.6M | 327% | $7.1M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Park State BankCommunity Bank · Duluth · $335.4M CRE book
- Clear Fork Bank, National AssociationCommunity Bank · Albany · $332.9M CRE book
- Horizon BankCommunity Bank · Waverly · $329.2M CRE book
- River Valley Community BankCommunity Bank · Yuba City · $328.8M CRE book
- Hebron Savings BankCommunity Bank · Hebron · $349.2M CRE book
See all alternatives to American Commerce Bank, National Association →
Markets where American Commerce Bank, National Association lends
American Commerce Bank, National Association has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Sep 10, 2026 · Sources: FFIEC CDR, county records, first-party conversations.