MN lenders / Community Bank
Park State Bank
Community Bank · Duluth, MN · Park Financial Group Inc
- Total assets
- $1.5B
- CRE loan book
- $335.4M
- QoQ CRE growth
- 0.3%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.56% as of Q1 2026 — TX bank median 4.87% (0.69pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.56% | 5.71% |
| Q4 2025 | 5.52% | 5.64% |
| Q3 2025 | 5.83% | 5.85% |
| Q2 2025 | 5.59% | 5.80% |
| Q1 2025 | 5.62% | 5.84% |
| Q4 2024 | 5.54% | 5.81% |
| Q3 2024 | 5.42% | 5.68% |
| Q2 2024 | 5.23% | 5.46% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $335.4M | $53.5M | $32.3M | 146% | $2.3M |
| Q4 2025 | $334.6M | $56.3M | $30.7M | 148% | $2.3M |
| Q3 2025 | $338.1M | $49.0M | $30.0M | 148% | $692,000 |
| Q2 2025 | $350.4M | $53.8M | $27.1M | 158% | $338,000 |
| Q1 2025 | $358.4M | $61.5M | $24.3M | 167% | $267,000 |
| Q4 2024 | $354.1M | $59.3M | $24.6M | 172% | $344,000 |
| Q3 2024 | $353.6M | $53.8M | $23.4M | 177% | $372,000 |
| Q2 2024 | $351.7M | $55.0M | $24.2M | 181% | $380,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Clear Fork Bank, National AssociationCommunity Bank · Albany · $332.9M CRE book
- Horizon BankCommunity Bank · Waverly · $329.2M CRE book
- River Valley Community BankCommunity Bank · Yuba City · $328.8M CRE book
- Dayspring BankCommunity Bank · Gothenburg · $323.6M CRE book
- Dominion BankCommunity Bank · Dallas · $322.6M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.