RefiLoop Lender Data

NE lenders / Community Bank

Dayspring Bank

Community Bank · Gothenburg, NE · Nebraska Bankshares Inc

Total assets
$1.2B
CRE loan book
$323.6M
CRE concentration
133%
below the 300% supervisory guideline
QoQ CRE growth
5.3%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.52% as of Q1 2026 — TX bank median 4.87% (1.66pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.52%6.67%
Q4 20256.45%6.66%
Q3 20256.33%6.63%
Q2 20256.60%6.62%
Q1 20256.18%6.50%
Q4 20246.09%6.44%
Q3 20246.07%6.60%
Q2 20245.94%6.73%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$323.6M$33.8M$22.2M133%$7.3M
Q4 2025$307.3M$31.7M$21.3M134%$8.1M
Q3 2025$300.1M$47.7M$14.7M141%$7.2M
Q2 2025$295.4M$46.6M$15.2M146%$3.3M
Q1 2025$290.6M$48.4M$11.3M145%$2.3M
Q4 2024$381.6M$44.4M$11.1M140%$3.1M
Q3 2024$364.4M$49.7M$11.1M137%$4.4M
Q2 2024$357.7M$48.2M$11.2M138%$4.3M

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Other community banks we track with a comparable CRE book size.

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.