RefiLoop Lender Data

NE lenders / Community Bank

Horizon Bank

Community Bank · Waverly, NE

Total assets
$539.2M
CRE loan book
$329.2M
CRE concentration
432%
above the 300% supervisory guideline
QoQ CRE growth
3.7%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.61% as of Q1 2026 — TX bank median 4.87% (1.74pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.61%6.86%
Q4 20257.50%7.71%
Q3 20257.52%7.67%
Q2 20257.28%7.39%
Q1 20256.51%6.65%
Q4 20246.58%6.73%
Q3 20245.93%6.16%
Q2 20246.63%6.86%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$329.2M$181.1M$134.5M432%$1.9M
Q4 2025$317.4M$169.3M$133.4M447%$2.6M
Q3 2025$316.2M$180.9M$125.6M438%$2.4M
Q2 2025$297.2M$164.2M$121.4M420%$4.9M
Q1 2025$288.6M$162.0M$114.5M430%$4.9M
Q4 2024$284.5M$157.6M$114.6M445%$4.9M
Q3 2024$289.0M$167.7M$110.3M443%$4.1M
Q2 2024$295.5M$173.0M$109.5M466%$3.4M

Signals

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.