RefiLoop Lender Data

PA lenders / Community Bank

Sharon Bank

Community Bank · Springfield, PA · Sharon Mutual Holding Co

Total assets
$170.8M
CRE loan book
$72.0M
CRE concentration
359%
above the 300% supervisory guideline
QoQ CRE growth
2.5%
Q1 2026

Recorded CRE activity — pa-delaware County

4 commercial deeds of trust recorded recently, verified from county records.

  • Oct 7, 2026 · unknownundisclosed
  • Aug 20, 2026 · unknownundisclosed
  • Jul 24, 2026 · unknownundisclosed
  • Jun 10, 2026 · unknownundisclosed

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 5.94% as of Q1 2026 — TX bank median 4.87% (1.08pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20265.94%6.00%
Q4 20256.04%6.06%
Q3 20255.89%5.88%
Q2 20255.73%5.70%
Q1 20255.50%5.53%
Q4 20245.73%5.68%
Q3 20245.63%5.55%
Q2 20245.45%5.61%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$72.0M$5.7M$27.1M359%$0
Q4 2025$70.3M$3.8M$27.2M349%$0
Q3 2025$75.9M$8.7M$25.8M378%$0
Q2 2025$73.6M$6.5M$24.9M368%$0
Q1 2025$70.6M$6.3M$23.6M358%$0
Q4 2024$65.6M$5.8M$20.6M329%$0
Q3 2024$65.5M$7.7M$19.3M327%$0
Q2 2024$67.2M$8.2M$20.0M333%$0

Similar lenders

Other community banks we track with a comparable CRE book size.

See all alternatives to Sharon Bank →

Last updated Oct 7, 2026 · Sources: FFIEC CDR, county records, first-party conversations.