TX lenders / Community Bank
Greater State Bank
Community Bank · Mcallen, TX · Greater State Bancshares Corp
- Total assets
- $180.9M
- CRE loan book
- $72.8M
- QoQ CRE growth
- 1.5%
- Q1 2026
Recorded CRE activity — starr County
1 commercial deed of trust recorded recently, verified from county records.
- Jun 18, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 8.46% as of Q1 2026 — TX bank median 4.87% (3.59pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 8.46% | 8.30% |
| Q4 2025 | 8.94% | 8.66% |
| Q3 2025 | 8.74% | 8.57% |
| Q2 2025 | 8.52% | 8.30% |
| Q1 2025 | 8.14% | 8.02% |
| Q4 2024 | 8.05% | 8.09% |
| Q3 2024 | 7.72% | 7.81% |
| Q2 2024 | 7.41% | 7.49% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $72.8M | $20.3M | $10.6M | 210% | $0 |
| Q4 2025 | $71.7M | $18.9M | $10.5M | 212% | $0 |
| Q3 2025 | $65.8M | $17.5M | $10.0M | 193% | $0 |
| Q2 2025 | $63.4M | $16.9M | $9.6M | 191% | $0 |
| Q1 2025 | $62.2M | $16.4M | $10.0M | 201% | $0 |
| Q4 2024 | $61.2M | $15.6M | $10.1M | 212% | $0 |
| Q3 2024 | $61.3M | $16.5M | $9.9M | 233% | $0 |
| Q2 2024 | $61.5M | $16.6M | $9.7M | 246% | $0 |
Greater State Bank: frequently asked questions
- How large is Greater State Bank's commercial real estate loan book?
- As of Q1 2026, Greater State Bank reported $72.8M in commercial real estate loans out of $180.9M in total assets, per its FFIEC Call Report.
- Is Greater State Bank above the 300% CRE concentration guideline?
- Greater State Bank's CRE loans stood at 210% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Greater State Bank growing or shrinking its CRE lending?
- Greater State Bank's CRE loan book grew 1.5% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Greater State Bank in recorded CRE lending?
- 1 commercial deed of trust naming Greater State Bank as lender has been recorded recently in starr County, verified from county records; the most recent was recorded Jun 18, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
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Other community banks we track with a comparable CRE book size.
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.