GA lenders / Community Bank
Citizens Community Bank
Community Bank · Hahira, GA · Ccb Bancshares Inc
- Total assets
- $218.1M
- CRE loan book
- $69.0M
- QoQ CRE growth
- 6.4%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.14% as of Q1 2026 — TX bank median 4.87% (2.28pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.14% | 7.37% |
| Q4 2025 | 7.52% | 7.68% |
| Q3 2025 | 7.60% | 7.85% |
| Q2 2025 | 7.45% | 7.69% |
| Q1 2025 | 7.15% | 7.51% |
| Q4 2024 | 7.18% | 7.43% |
| Q3 2024 | 7.08% | 7.39% |
| Q2 2024 | 6.87% | 7.19% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $69.0M | $21.9M | $1.0M | 170% | $96,000 |
| Q4 2025 | $64.9M | $19.1M | $1.2M | 156% | $99,000 |
| Q3 2025 | $60.2M | $18.3M | $1.7M | 120% | $100,000 |
| Q2 2025 | $55.9M | $13.3M | $1.7M | 103% | $103,000 |
| Q1 2025 | $53.6M | $15.6M | $1.4M | 107% | $105,000 |
| Q4 2024 | $53.7M | $16.7M | $1.4M | 112% | $108,000 |
| Q3 2024 | $47.7M | $15.6M | $1.4M | 104% | $108,000 |
| Q2 2024 | $48.7M | $16.8M | $1.4M | 110% | $110,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Exchange Bank & TrustCommunity Bank · Atchison · $69.3M CRE book
- Teutopolis State BankCommunity Bank · Teutopolis · $68.3M CRE book
- Hendricks County Bank and Trust CompanyCommunity Bank · Brownsburg · $68.1M CRE book
- The Citizens Bank CompanyCommunity Bank · Beverly · $68.1M CRE book
- Arcadian BankCommunity Bank · Hartland · $67.7M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.