IL lenders / Community Bank
1NB Bank
Community Bank · Carlyle, IL · First Natl Bcorp Carlyle Inc
- Total assets
- $308.5M
- CRE loan book
- $75.5M
- QoQ CRE growth
- 18.1%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.92% as of Q1 2026 — TX bank median 4.87% (1.05pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.92% | 6.00% |
| Q4 2025 | 5.95% | 6.10% |
| Q3 2025 | 5.89% | 6.14% |
| Q2 2025 | 5.59% | 5.85% |
| Q1 2025 | 5.53% | 5.74% |
| Q4 2024 | 5.60% | 5.78% |
| Q3 2024 | 5.65% | 5.93% |
| Q2 2024 | 5.48% | 5.78% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $75.5M | $9.6M | $8.6M | 197% | $0 |
| Q4 2025 | $64.0M | $8.1M | $7.4M | 165% | $0 |
| Q3 2025 | $57.1M | $6.9M | $6.5M | 149% | $0 |
| Q2 2025 | $52.1M | $11.0M | $6.5M | 152% | $0 |
| Q1 2025 | $49.9M | $10.6M | $6.6M | 148% | $0 |
| Q4 2024 | $49.6M | $9.3M | $4.6M | 150% | $0 |
| Q3 2024 | $49.5M | $6.9M | $4.7M | 145% | $0 |
| Q2 2024 | $47.0M | $2.4M | $3.7M | 139% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Commercial State BankCommunity Bank · Wausa · $75.7M CRE book
- Great Plains State BankCommunity Bank · Petersburg · $75.9M CRE book
- Washington Savings BankCommunity Bank · Lowell · $75.9M CRE book
- Peoples State Bank of PlainviewCommunity Bank · Plainview · $76.2M CRE book
- Buena Vista National BankCommunity Bank · Chester · $77.0M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.