KS lenders / Community Bank
Exchange Bank & Trust
Community Bank · Atchison, KS · Exchange Bankshares Corp Of Ks
- Total assets
- $627.4M
- CRE loan book
- $69.3M
- QoQ CRE growth
- -5.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.55% as of Q1 2026 — TX bank median 4.87% (1.68pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.55% | 6.63% |
| Q4 2025 | 6.62% | 6.79% |
| Q3 2025 | 6.58% | 6.78% |
| Q2 2025 | 6.38% | 6.67% |
| Q1 2025 | 6.33% | 6.56% |
| Q4 2024 | 6.16% | 6.45% |
| Q3 2024 | 6.10% | 6.45% |
| Q2 2024 | 5.91% | 6.11% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $69.3M | $25.6M | $12.3M | 55% | $0 |
| Q4 2025 | $73.6M | $28.8M | $11.9M | 56% | $0 |
| Q3 2025 | $80.0M | $26.9M | $18.0M | 63% | $0 |
| Q2 2025 | $82.7M | $27.7M | $19.6M | 61% | $0 |
| Q1 2025 | $82.3M | $26.4M | $21.0M | 67% | $0 |
| Q4 2024 | $81.7M | $24.9M | $21.0M | 67% | $0 |
| Q3 2024 | $72.5M | $18.8M | $18.2M | 58% | $5,000 |
| Q2 2024 | $74.9M | $18.3M | $19.0M | 58% | $37,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Citizens Community BankCommunity Bank · Hahira · $69.0M CRE book
- Teutopolis State BankCommunity Bank · Teutopolis · $68.3M CRE book
- Hendricks County Bank and Trust CompanyCommunity Bank · Brownsburg · $68.1M CRE book
- The Citizens Bank CompanyCommunity Bank · Beverly · $68.1M CRE book
- Arcadian BankCommunity Bank · Hartland · $67.7M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.