NC lenders / Regional Bank
First Bank
Regional Bank · Southern Pines, NC · First Bcorp
- Total assets
- $12.9B
- CRE loan book
- $5.6B
- QoQ CRE growth
- 2.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.14% as of Q1 2026 — TX bank median 4.87% (0.27pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.14% | 5.51% |
| Q4 2025 | 5.25% | 5.60% |
| Q3 2025 | 5.32% | 5.71% |
| Q2 2025 | 5.14% | 5.53% |
| Q1 2025 | 5.05% | 5.46% |
| Q4 2024 | 5.09% | 5.46% |
| Q3 2024 | 5.13% | 5.53% |
| Q2 2024 | 5.10% | 5.47% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $5.6B | $821.8M | $545.6M | 280% | $19.4M |
| Q4 2025 | $5.4B | $753.2M | $537.0M | 277% | $18.6M |
| Q3 2025 | $5.3B | $688.3M | $535.7M | 267% | $17.9M |
| Q2 2025 | $5.1B | $633.5M | $509.4M | 262% | $15.0M |
| Q1 2025 | $5.1B | $644.4M | $513.0M | 266% | $10.6M |
| Q4 2024 | $5.0B | $647.2M | $506.4M | 265% | $10.2M |
| Q3 2024 | $5.0B | $760.9M | $460.6M | 265% | $16.0M |
| Q2 2024 | $5.0B | $764.4M | $497.2M | 269% | $14.8M |
Signals
Recent news
- First Bank Q2 2026 slides: efficiency leads peers, assets hit $4.1B - Investing.com — Coverage of First Bank related to commercial real estate and lending reported by investing.com.Jul 24, 2026
- First Bank Q2 2026 slides: strong profitability amid revenue headwinds - Investing.com — Coverage of First Bank related to commercial real estate and lending reported by investing.com.Jul 24, 2026
- First Bank Q2 Earnings Call Highlights - MarketBeat — Coverage of First Bank related to earnings reported by marketbeat.com.Jul 24, 2026
- Your SBA Loan Questions, Answered by First Bank - PHILADELPHIA.Today — Coverage of First Bank related to lending reported by philadelphia.today.Jun 9, 2026
Similar lenders
Other regional banks we track with a comparable CRE book size.
- Israel Discount Bank of New YorkRegional Bank · New York · $5.5B CRE book
- First Merchants BankRegional Bank · Muncie · $5.4B CRE book
- Commerce BankRegional Bank · Kansas City · $5.4B CRE book
- The Central Trust BankRegional Bank · Jefferson City · $5.4B CRE book
- First United Bank and Trust CompanyRegional Bank · Durant · $5.8B CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.