OK lenders / Regional Bank
First United Bank and Trust Company
Regional Bank · Durant, OK · Spend Life Wisely Co Inc
- Total assets
- $16.4B
- CRE loan book
- $5.8B
- QoQ CRE growth
- 3.0%
- Q1 2026
Recorded CRE activity — harris County
1 commercial deed of trust recorded recently, verified from county records.
- Oct 5, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.93% as of Q1 2026 — TX bank median 4.87% (1.06pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.93% | 6.06% |
| Q4 2025 | 6.17% | 6.29% |
| Q3 2025 | 6.28% | 6.42% |
| Q2 2025 | 6.11% | 6.26% |
| Q1 2025 | 6.05% | 6.20% |
| Q4 2024 | 6.21% | 6.37% |
| Q3 2024 | 6.46% | 6.60% |
| Q2 2024 | 6.20% | 6.36% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $5.8B | $1.6B | $874.7M | 275% | $103.3M |
| Q4 2025 | $5.6B | $1.7B | $763.3M | 273% | $72.4M |
| Q3 2025 | $5.8B | $1.6B | $923.2M | 295% | $90.5M |
| Q2 2025 | $5.7B | $1.6B | $939.1M | 297% | $127.8M |
| Q1 2025 | $5.7B | $1.6B | $910.4M | 299% | $52.0M |
| Q4 2024 | $5.6B | $1.6B | $890.8M | 300% | $50.1M |
| Q3 2024 | $5.8B | $1.7B | $813.6M | 318% | $95.5M |
| Q2 2024 | $5.6B | $2.0B | $691.3M | 316% | $89.4M |
Similar lenders
Other regional banks we track with a comparable CRE book size.
- Live Oak Banking CompanyRegional Bank · Wilmington · $5.8B CRE book
- Axos BankRegional Bank · San Diego · $5.9B CRE book
- Optum Bank, Inc.Regional Bank · Draper · $6.0B CRE book
- First BankRegional Bank · Southern Pines · $5.6B CRE book
- Enterprise Bank & TrustRegional Bank · Clayton · $6.1B CRE book
See all alternatives to First United Bank and Trust Company →
Markets where First United Bank and Trust Company lends
First United Bank and Trust Company has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Oct 5, 2026 · Sources: FFIEC CDR, county records, first-party conversations.