IN lenders / Regional Bank
First Merchants Bank
Regional Bank · Muncie, IN · First Merchants Corp
- Total assets
- $21.0B
- CRE loan book
- $5.4B
- QoQ CRE growth
- 24.3%
- Q1 2026
Observed rates
Real loans — SBA 7(a)
13 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 9.75% (13 variable / 0 fixed) · $19.3M total approved.
Borrower cities: Porter (3), Coppell (2), Austin, Katy, Garland, Dallas.
Source: SBA 7(a) FOIA dataset · most recent approval Jan 28, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $5.4B | $914.8M | $737.7M | 181% | $33.7M |
| Q4 2025 | $4.4B | $804.8M | $748.1M | 152% | $27.0M |
| Q3 2025 | $4.3B | $789.0M | $716.9M | 152% | $26.2M |
| Q2 2025 | $4.2B | $836.0M | $658.2M | 151% | $35.1M |
| Q1 2025 | $4.2B | $793.2M | $676.8M | 149% | $47.1M |
| Q4 2024 | $4.2B | $792.1M | $710.3M | 156% | $39.2M |
| Q3 2024 | $4.2B | $814.7M | $718.7M | 160% | $26.5M |
| Q2 2024 | $4.3B | $823.3M | $776.7M | 165% | $25.2M |
Similar lenders
Other regional banks we track with a comparable CRE book size.
- Commerce BankRegional Bank · Kansas City · $5.4B CRE book
- The Central Trust BankRegional Bank · Jefferson City · $5.4B CRE book
- Israel Discount Bank of New YorkRegional Bank · New York · $5.5B CRE book
- First BankRegional Bank · Southern Pines · $5.6B CRE book
- First Hawaiian BankRegional Bank · Honolulu · $5.3B CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.