RefiLoop Lender Data

MO lenders / Regional Bank

The Central Trust Bank

Regional Bank · Jefferson City, MO · Central Bancompany Inc

Total assets
$20.5B
CRE loan book
$5.4B
CRE concentration
241%
below the 300% supervisory guideline
QoQ CRE growth
1.7%
Q1 2026

Recorded CRE activity — co-arapahoe County

2 commercial deeds of trust recorded recently, verified from county records.

  • Jul 23, 2026 · officeundisclosed
  • Jul 16, 2026 · unknownundisclosed

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 5.88% as of Q1 2026 — TX bank median 4.87% (1.01pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20265.88%6.11%
Q4 20256.00%6.27%
Q3 20256.04%6.32%
Q2 20255.90%6.21%
Q1 20255.76%6.08%
Q4 20245.86%6.18%
Q3 20245.87%6.21%
Q2 20245.73%6.07%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

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CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$5.4B$879.2M$873.2M241%$14.9M
Q4 2025$5.3B$894.6M$865.7M236%$13.4M
Q3 2025$5.3B$852.9M$826.0M227%$19.1M
Q2 2025$5.3B$821.4M$850.7M228%$18.6M
Q1 2025$5.4B$792.4M$888.2M231%$19.8M
Q4 2024$5.3B$866.2M$825.7M242%$12.9M
Q3 2024$5.4B$893.2M$879.5M241%$10.5M
Q2 2024$5.4B$974.9M$851.8M243%$13.1M

Signals

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Last updated Jul 23, 2026 · Sources: FFIEC CDR, county records, first-party conversations.