MO lenders / Regional Bank
Commerce Bank
Regional Bank · Kansas City, MO · Commerce Bancshares Inc
- Total assets
- $35.5B
- CRE loan book
- $5.4B
- QoQ CRE growth
- 11.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.11% as of Q1 2026 — TX bank median 4.87% (1.25pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.11% | 6.07% |
| Q4 2025 | 5.60% | 5.85% |
| Q3 2025 | 5.68% | 6.00% |
| Q2 2025 | 5.65% | 5.99% |
| Q1 2025 | 5.56% | 5.93% |
| Q4 2024 | 5.75% | 6.11% |
| Q3 2024 | 5.95% | 6.35% |
| Q2 2024 | 5.88% | 6.25% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $5.4B | $1.6B | $294.3M | 97% | $9.2M |
| Q4 2025 | $4.9B | $1.4B | $317.5M | 98% | $14.6M |
| Q3 2025 | $5.0B | $1.4B | $364.6M | 103% | $14.8M |
| Q2 2025 | $5.0B | $1.4B | $348.4M | 104% | $15.2M |
| Q1 2025 | $4.8B | $1.4B | $284.8M | 103% | $18.5M |
| Q4 2024 | $4.8B | $1.4B | $310.8M | 106% | $15.2M |
| Q3 2024 | $4.7B | $1.4B | $310.3M | 107% | $14.9M |
| Q2 2024 | $4.7B | $1.4B | $292.6M | 110% | $15.1M |
Similar lenders
Other regional banks we track with a comparable CRE book size.
- First Merchants BankRegional Bank · Muncie · $5.4B CRE book
- The Central Trust BankRegional Bank · Jefferson City · $5.4B CRE book
- Israel Discount Bank of New YorkRegional Bank · New York · $5.5B CRE book
- First BankRegional Bank · Southern Pines · $5.6B CRE book
- First Hawaiian BankRegional Bank · Honolulu · $5.3B CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.